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Privacy and Security PolicyYour Privacy is Important To UsYour trust is the cornerstone of our relationship. That is why we work so diligently to safeguard your privacy. The information that you provide us is kept in the strictest of confidence. We have no intentions of selling personal information about our customers to third-party businesses. We are proud to make that commitment to you, because your trust is the foundation of our business. The following privacy policy explains how we use and protect the information about our customers. We ask that you read it carefully.
FOR PERSONAL PRODUCTS We, our, and us, when used in this notice, mean Ocean Bank. This is our privacy notice for our customers. When we use the words "you" and "your" we mean the following types of customers:
Our consumer customers who have a continuing relationship by purchasing or holding financial products or services such as a(n):
We will tell you the sources of the information we collect about you. We will tell you what measures we take to secure that information. We first define some terms.
We collect information about you from the following sources:
OF YOUR INFORMATION We restrict access to information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards to protect this information.
We will not disclose information about you to anyone except as disclosed in this policy or as permitted by law. Examples of this might include disclosures necessary to service your account or prevent unauthorized transactions.
We do not disclose information about former customers, except as permitted by law.
We may disclose the following information to other financial institutions with whom we have joint marketing agreements: Information you give us on an application or other forms, such as:
We disclose the information listed above with other financial institutions with whom we have joint marketing agreements. You do not have a right to opt out of the disclosure of this information. State Limitations AL, AK, ID and VT - We will not share this information about customers who reside in Alabama, Alaska, Idaho or Vermont. MA, MS and NJ - We will not share any information derived from deposit relationships with us about customers who reside in Massachusetts, Mississippi or New Jersey. IL - We will not share this information about our customers who reside in Illinois with other parties. Types of Businesses We may disclose information pursuant to joint marketing agreements to the following types of businesses:
Financial service providers, such as:
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