Ocean Bank Certificates of Deposit Rates

APY accurate as of 05/14/2008

CD Term Minimum
Deposit* Interest
Rate APY*
CD 1 - 31 Days $2,500.00 1.00% 1.00%
CD 32 - 59 Days $2,500.00 1.00% 1.00%
CD 60 - 89 Days $2,500.00 1.00% 1.00%
CD 90 - 179 Days $2,500.00 1.75% 1.76%
CD 180 - 239 Days $2,500.00 2.00% 2.01%
CD 240 - 364 Days $2,500.00 3.30% 3.30%
CD 365 - 29 MOS $2,500.00 2.00% 2.00%
CD 30 MOS - 59 MOS $2,500.00 4.05% 4.05%
CD 60 MOS - and Over $2,500.00 3.00% 3.00%

*Minimum deposit to open and obtain the stated APY. The annual percentage yield assumes interest remains on deposit until maturity. A withdrawal will reduce earnings.

APY means Annual Percentage Yield. Rates subject to change without notice. Penalty for early withdrawal.

If you have any questions about our rates and services, please contact (305)569-5000.

To open your Ocean Bank CD today, just visit any one of our convenient locations.