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OCEAN BANK PARTICIPATES IN
END-OF-YEAR PARTY AT
THE CITY OF WEST MIAMI

Low Income City Residents Enjoy Lunch at
the Ocean Bank Kitchen for Seniors

MIAMI, FL – December 31, 2005 – Low income residents of the City of West Miami recently enjoyed a holiday celebration at the Ocean Bank Kitchen for Seniors located in West Miami City Hall. As in previous years, the local bank contributed to the annual holiday festivities.

“Ocean Bank executives are again among us, participating in this luncheon,” said Velia Yedra, City of West Miami Mayor. “They are always willing to help us when we need their support and we are very grateful for their generous contribution,” she added.

“As an institution that is deeply rooted in our community, it is always important for us to support efforts that help those who are most in need,” said Jose A. Concepción, Ocean Bank President and Chief Executive Officer. “It is a privilege for us to help the City of West Miami and its residents and most importantly, to help make this holiday season a little bit brighter for them.”

Ocean Bank is the largest independent commercial bank headquartered in the state of Florida, with more than $5 billion in assets and $4.6 billion in deposits. Chartered in 1982, Ocean Bank operates a network of 21 branches throughout Miami-Dade and Broward counties. Ocean Bank is recognized as a leader in community relations efforts and has received numerous awards from the Greater Miami Chamber of Commerce, the Beacon Council, the March of Dimes and the Florida Department of Education for its efforts in helping our community. For more information logon to www.oceanbank.com.