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Certificates of Deposit
Certificates of Deposit (C Ds)
Our Certificates of Deposit offer guaranteed yields, flexibility and the safety of FDIC insurance. That is because you lock in a high yield guaranteed from the day you open the account until the day it matures. You know exactly what return to expect and when you will receive it. For as little as $2,500, you can open your own CD and start earning interest today.
To open your Ocean Bank CD today, just visit any one of our convenient South Florida branch locations.
  FDIC Insured up to $250,000 per depositor
  Safe and insured way to make your money grow
  Flexibility in selecting a broad range of terms, maturities and interest disbursement methods
  Money earns interest from date of deposit until maturity date
  A withdrawal will reduce earnings
  Flexibility to transfer earned interest to another account
  Account Fees: Not Applicable
Early Withdrawal Penalties
A penalty may be imposed for withdrawals before maturity.
  If your account has an original maturity of 1-31 days: The fee we may impose will equal 30 days’ interest on the amount withdrawn subject to penalty.
  If your account has an original maturity of one year or less, but more than 31 days: The fee we may impose will equal 90 days’ interest on the amount withdrawn subject to penalty.
  If your account has an original maturity of more than one year: The fee we may impose will equal the remaining interest due through the maturity date with a minimum penalty of 180 days’ interest on the amount withdrawn subject to penalty.
     
 
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