Español Home   Locations   Reorder Checks   Cash Management   Banking Services for   You and Your Family   Careers   Ocean Bank understands that businesses need a steady flow of working capital to manage day-to-day operations to meet payroll, pay taxes and purchase materials. We also recognize that cash flow is often hard to manage when you are waiting for your customers to pay their invoices. If your business has credit-worthy accounts receivables, Ocean Bank’s accounts receivable factoring service is an alternative to a loan or line of credit. It provides immediate cash without the credit approval of traditional bank financing. Advantages of Factoring Decisions to extend Ocean Bank’s factoring solution are based on the credit strength of your customers, not the working capital of your business or your personal net worth Ocean Bank can establish a factoring arrangement with your company in as little as a few days When you invoice a client, Ocean Bank will wire cash to your bank account immediately Because it is not a loan, factoring is not considered a liability on your balance sheet For more information on Ocean Bank’s Accounts Receivable Factoring programs, call 305-569-5435.

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