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Bank Owned Property for Sale. View Listings.We've been lending money to businesses like yours for more than 25 years. We know why you need a loan. Visit a branch near you.
 
Unlock Profit Potential
Mercant Services. Unlock Profit Potential.
Credit cards are not just for bricks and mortar stores anymore!
Your business can accept payments just about anytime, anywhere.
Unlock the profit potential in your business by giving customers convenient ways to pay for purchases… anytime, anywhere. Our Merchant Services puts the power into your smart phone or tablet, or almost any web browser. Customers simply swipe their credit or debit card and pay for purchases wherever you make a sale.
So, whether you have a bricks and mortar storefront, conduct business by mail order, telephone or online, or operate on the go, customers have a new convenient way to pay. Plus, your business controls risk while reducing overhead, and enhances cash flow since customer payments are automatically deposited into your Ocean Bank business account.
Accept customer payments anywhere, anytime
VirtualMerchant
Turns most web browsers into payment terminals! Leverage existing computers and internet connections to accept one-time, installment and recurring customer payments in these environments:
  Face-to-face
  Mail order
  Telephone
  E-commerce
VirtualMerchant Mobile
Accepts payments using your smart phone or tablet. Key-enter payment information or add a secure card reader for swiped transactions. Customers sign the screen and receive an electronic receipt via email. System is scalable to support an unlimited number of mobile devices including:
  Apple iPhone® 3G and higher
  Apple iPad® and iPad Mini®
  Apple iPod Touch®
  Most mobile devices operating on Google Android® version 2.2 or higher
 
More ways to accept customer payments
  Credit cards - MasterCard®, Visa®, American Express®, Discover®, Diners Club International®, fleet cards and corporate purchasing cards
  Debit cards and Electronic Benefits Transfer (EBT) cards
  Gift cards to attract new customers, build brand awareness, reduce fraud associated with paper certificates and increase revenue because most recipients spend, on average, 25% more than the value of the gift card
 
Positive cash flow
  Access to payments within 24 - 48 hours of credit card transactions
Personalized on-site training
  Learn how to operate the state-of-the-art processing equipment and software for transaction processing and reporting
Electronic Check Services
  Convert paper checks into electronic transactions
  Process them with the speed and ease of credit card transactions
  Reduce risk while lowering costs
Dynamic Currency Conversion
  Conveniently convert international MasterCard® and Visa® purchases into the cardholder’s home currency at the time of sale at competitive conversion rates
  Your business receives a percentage of the conversion fees that are rebated on your monthly processing statement.
  Supported currencies include:
    > Euro
    > Japanese Yen
    > British Pound
    > Australian Dollar
    > Canadian Dollar
MerchantConnect free online reporting
  Securely monitor your account, in real-time, from any Web browser
  Access a comprehensive suite of flexible reporting solutions to help you:
    > Maximize profits
    > Track the status of specific transactions
    > View recent deposits
    > Analyze sales volume, payment type average ticket and transaction count using the ScoreBoard tool
Personalized customer service
  Online 24/7 support
  Personalized telephone attention from a Merchant Services specialist, Monday through Friday from 8:30 am to 5 pm
 
To learn more, call Merchant Services at 305.569.5200.
 
Subject to approval. Services provided by Elavon.
     
 
Equal Housing Lender. Member F D I C. Privacy Statement | Disclosures   © 2014 Ocean Bank. Equal Opportunity Affirmative Action Employer.