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Bank Owned Property for Sale. View Listings.We've been lending money to businesses like yours for more than 25 years. We know why you need a loan. Visit a branch near you.
Unlock Profit Potential
Mercant Services. Unlock Profit Potential.
Unlock profit potential.
Your business can accept payments just about anytime, anywhere.
Give customers convenient ways to pay for purchases while managing cash flow and controlling risk.
Our Merchant Services not only add credit and debit payment options that customers appreciate,
but also reduce overhead by eliminating many of the accounting, collection and paperwork activities
associated with cash and check receivables.
Since customer payments are automatically deposited into your Ocean Bank business account,
you’ll make the most of our full array of banking services, too.
Accept customer payments anywhere, anytime
EMV Chip Enabled terminals, in compliance with liability shift, provide secure credit and
debit card transactions
Converge (VirtualMerchant)
Turns most web browsers into payment terminals! Leverage existing computers and internet connections to accept one-time, installment and recurring customer payments in these environments:
  Mail order
VirtualMerchant Mobile
Accepts payments using your smart phone or tablet. Key-enter payment information or add a secure card reader for swiped transactions. Customers sign the screen and receive an electronic receipt via email. System is scalable to support an unlimited number of mobile devices including:
  Apple iPhone® 3G and higher
  Apple iPad® and iPad Mini®
  Apple iPod Touch®
  Most mobile devices operating on Google AndroidTM version 2.2 or higher
More ways to accept customer payments
  Credit cards - MasterCard®, Visa®, American Express®, Discover®, Diners Club International®,
fleet cards and corporate purchasing cards
  Debit cards and Electronic Benefits Transfer (EBT) cards
  Gift cards to attract new customers, build brand awareness, reduce fraud associated with
paper certificates and increase revenue because most recipients spend, on average,
25% more than the value of the gift card
Increase operational efficiencies and take orders, apply discounts and tips, manage inventory,
print and scan bar codes, track and manage employee hours and access cloud storage to view
detailed daily reports, sales trends and more. The talech kit includes a card reader, iPad stand,
printer and cash drawer.
American Express® OptBlueTM Program
One-stop set up, processing, settlement, next day funding, customer support and reporting
Positive cash flow
Access to payments within 24 hours of credit card transactions
Personalized on-site training
Learn how to operate the state-of-the-art processing equipment and software for transaction
processing and reporting
Electronic Check Services
  Convert paper checks into electronic transactions
  Process them with the speed and ease of credit card transactions
  Reduce risk while lowering costs
Dynamic Currency Conversion
  Conveniently convert international MasterCard® and Visa® purchases into the cardholder’s home currency at the time of sale at competitive conversion rates
  Your business receives a percentage of the conversion fees that are rebated on your monthly processing statement
  Supported currencies include:
    > Euro
    > Japanese Yen
    > British Pound
    > Australian Dollar
    > Canadian Dollar
MerchantConnect free online reporting
  Securely monitor your account, in real-time, from any Web browser
  Access a comprehensive suite of flexible reporting solutions to help you:
    > Maximize profits
    > Track the status of specific transactions
    > View recent deposits
    > Analyze sales volume, payment type average ticket and transaction count using the ScoreBoard tool
Customer service
Choose from online support or personalized attention by telephone from the Elavon Merchant Services
Team, both available 24/7
To learn more, call Merchant Services at 305.569.5200.
Subject to approval. Services provided by Elavon.
Equal Housing Lender. Member F D I C. Privacy Statement | Disclosures   © 2015 Ocean Bank. Equal Opportunity Affirmative Action Employer.