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Ocean Plus Smart Checking |
|
Personal
Checking |
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Student Express Checking |
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Senior Citizen Checking |
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Preferred
Checking |
| Minimum
Opening Balance |
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$20 |
|
$100 |
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$20 |
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$50 |
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$1,000 |
| Monthly
Service Fee |
|
None |
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$12 if minimum balance is
not met |
|
None |
|
None |
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$15
if minimum balance is not met |
| Minimum
Balance Requirement |
|
None |
|
$500
Daily
Balance or
$1,500 Average Daily Balance |
|
None |
|
None |
|
$5,000
Daily
Balance or Average Daily Balance, or
a Combined Average Daily Balance of
$10,000 or More in Other Transaction
Accounts.** |
| Unlimited
Check Writing |
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| Free
First Order of Checks |
|
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Additional orders
of standard
checks are free |
|
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| Cost
Per Item |
|
None |
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None |
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None |
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None |
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None |
| Free Online Banking |
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| Free Bill Pay |
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| Free Mobile Banking* |
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| Free eStatements |
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Free
MasterCard®
Check Card |
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24-Hour
Telephone Banking |
|
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Free
Unlimited
Teller Service |
|
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| Can Earn Interest |
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| Free
Incoming Domestic Wire Transfers |
|
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| Special Rates on CDs |
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Special
Requirements
or Features |
|
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|
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Must
be 18 years of age or older and a student to
open this account. One-time overdraft
or stop payment fee refunded over the
lifetime of the account. |
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Must be 55 years of age or over to open this account. |
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**Checking,
Money Market, Now or Savings accounts
will be the only accounts that will
be aggregated. CD's, IRA's and Loan
balances not included.
Tax ID will determine aggregation. |
|