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Consumer Online Banking
Your Finances. anytime, anywhereDo you know where your money went today? The anwer is just a few clicks away. Financeworks, powered by Quicken.Now you can earn cash back from your favorite retailers with PURCHASE REWARDS!Get acrobat file with information and forms to help you switch your account to Ocean Bank
 
Persoanl Checking Accounts
Persoanl Checking Accounts
With all of our personal checking accounts, you get the option of adding any of these free features:
  Online Banking
    > Bill Pay
    > Mobile Banking1
    > Purchase Rewards2
    > FinanceWorksTM3
    > eStatements
  MasterCard® Debit Card
  24-hour Telephone Banking
Plus, always get free use of Ocean Bank's ATM locations in South Florida to check your account
balance or get cash.
 
Ocean Plus Smart Checking (Free4 Checking)
For someone who wants it all - and wants it for free4.
  Minimum opening balance: $20
  Monthly maintenance fee: $0
  Minimum balance requirement to avoid monthly maintenance fee: N/A
    Learn more
 
Personal Checking
Enjoy easy access to your funds.
  Minimum opening balance: $100
  Monthly maintenance fee: $12
  Minimum balance requirement to avoid monthly maintenance fee: $500 daily balance,
or $1,500 average daily balance
    Learn more
 
Preferred Checking
Preferred Checking has all the features of our other checking accounts. Plus, there's no minimum balance required to earn interest.
  Minimum opening balance: $1,000
  Monthly maintenance fee: $15
  Minimum balance requirement to avoid monthly maintenance fee: $5,000 daily balance or
a combined average daily balance of more than $10,000 in other Ocean Bank Checking,
Money Market, Now or Savings accounts aggregated. CDs, IRAs and loan balances excluded.
Tax ID determines aggregation.
    Learn more
 
Student Express Checking
For students 18 years and older with a valid school ID. Free incoming wire transfers makes it easy
for parents to get students the money they need when they are studying away from home.
  Minimum opening balance: $20
  Monthly maintenance fee: $0
  Minimum balance requirement to avoid monthly maintenance fee: N/A
    Learn more
 
Senior Citizens Account
Individuals 55 and over enjoy the benefits of our Ocean Plus Smart Checking Account,
plus free standard check re-orders.
  Minimum opening balance: $50
  Monthly maintenance fee: $0
  Minimum balance requirement to avoid monthly maintenance fee: N/A
    Learn more
     
1Ocean Bank does not charge a fee for Mobile or Text Banking; however, your wireless carrier may charge you for data usage and text messaging services. Check with your wireless carrier for message and data rate charges. You must be enrolled in Consumer Online Bill Pay Service to pay bills. You must be enrolled in Consumer Online Banking to register for Text Banking. Text Banking is available only on U.S. mobile phone numbers. Products available only in English / Estos productos están disponibles únicamente en Inglés.
2You must be enrolled in Consumer Online Banking and have a Debit Card and a personal checking account with Ocean Bank to be eligible for Purchase Rewards. Product available only in English. / Estos productos están disponibles únicamente en Inglés.
3To use FinanceWorksTM you must have an Ocean Bank account and be registered for Consumer Online Banking.
4Other fees may apply.
     
 
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