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| With
all of our personal checking accounts, you
get the option of adding any of these free
features: |
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Online
Banking |
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> |
Bill Pay |
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> |
Mobile Banking1 |
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> |
Purchase Rewards2 |
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> |
FinanceWorksTM3 |
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> |
eStatements |
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MasterCard® Check Card |
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24-hour Telephone Banking |
Plus,
always get free use of Ocean’s Bank
28 ATM locations in South Florida to check your account
balance or get cash. |
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| Ocean
Plus Smart Checking (Free4 Checking) |
| For
someone who wants it all - and wants it for
free4. |
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Minimum opening balance: $20 |
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Monthly maintenance fee: $0 |
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Minimum balance requirement to avoid monthly maintenance fee: N/A |
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Learn
more |
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| Personal
Checking |
| Enjoy easy access to your funds. |
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Minimum opening balance: $100 |
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Monthly maintenance fee: $12 |
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Minimum balance requirement to avoid monthly maintenance fee: $500 daily balance,
or $1,500 average daily balance |
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Learn
more |
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| Preferred
Checking |
| Preferred
Checking has all the features of our other
checking accounts. Plus, there's no minimum
balance required to earn interest. |
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Minimum opening balance: $1,000 |
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Monthly maintenance fee: $15 |
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Minimum balance requirement to avoid monthly maintenance fee: $5,000 daily balance or a combined average daily balance
of more than $10,000 in other
Ocean Bank Checking,
Money Market, Now or Savings accounts aggregated.
CDs, IRAs and
loan balances excluded. Tax
ID determines aggregation. |
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Learn
more |
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| Student
Express Checking |
For
students 18 years and older with a valid school
ID. Free incoming wire transfers makes it
easy
for parents to get students the money
they need when they are studying away from
home. |
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Minimum opening balance: $20 |
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Monthly maintenance fee: $0 |
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Minimum balance requirement to avoid monthly maintenance fee: N/A |
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Learn
more |
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| Senior
Citizens Account |
Individuals 55 and over enjoy the benefits of our Ocean Plus Smart Checking Account,
plus free standard check re-orders. |
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Minimum opening balance: $50 |
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Monthly maintenance fee: $0 |
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Minimum balance requirement to avoid monthly maintenance fee: N/A |
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Learn
more |
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| 1Ocean Bank does not charge a fee for Mobile or Text Banking; however, your wireless carrier may charge you for data usage and text messaging services. Check with your wireless carrier for message and data rate charges. You must be enrolled in Consumer Online Bill Pay Service to pay bills. You must be enrolled in Consumer Online Banking to register for Text Banking. Text Banking is available only on U.S. mobile
phone numbers. Products available only in English / Estos productos están disponibles únicamente
en Inglés. |
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| 2You must be enrolled in Consumer Online Banking and have an Ocean Bank CheckCard and a personal checking account with Ocean Bank to be eligible for Purchase Rewards. Product available only in English. / Estos productos están disponibles únicamente en Inglés. |
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| 3To use FinanceWorksTM you must have an Ocean Bank account and be registered for
Consumer Online Banking. |
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| 4Other fees may apply. |
