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| With
all of our personal checking accounts, you
get the option of adding any of these free
features: |
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Online
Banking |
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Bill Pay |
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Mobile Banking* |
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eStatements |
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MasterCard® Check Card |
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24-hour Telephone Banking |
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Unlimited
Teller Service |
| Plus,
always get free use of Ocean’s Bank
23 ATM locations in South Florida to check your account balance or get cash. |
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| Ocean
Plus Smart Checking (Free Checking) |
| For
someone who wants it all - and wants it for
free. |
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Minimum
opening balance: $20 |
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Monthly
service fee: $0 |
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Minimum
balance requirement: $0 |
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Learn
more |
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| Personal
Checking |
| Our
checking account packed with features, including
free Money Orders and Official Checks. |
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Minimum
opening balance: $100 |
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Monthly
service fee: $12 |
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Minimum
balance requirement to avoid monthly service
fee: $500 daily balance,
or $1,500 average daily balance |
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Learn
more |
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| Preferred
Checking |
| Preferred
Checking has all the features of our other
checking accounts. Plus, there's no minimum
balance required to earn interest. |
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Minimum
opening balance: $1,000 |
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Monthly
service fee: $15 |
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Minimum
balance requirement to avoid monthly service
fee: $5,000 daily balance or average daily
balance. Or, a combined average daily balance
of more than $10,000 in other Ocean Bank Checking,
Money Market, Now or Savings accounts aggregated.
CDs, IRAs and loan balances excluded. Tax
ID determines aggregation. |
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Learn
more |
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| Student
Express Checking |
| For
students 18 years and older with a valid school
ID. Free incoming wire transfers makes it
easy for parents to get students the money
they need when they are studying away from
home. |
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Minimum
opening balance: $20 |
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Monthly
service fee: $0 |
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Minimum
balance requirement: $0 |
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Learn
more |
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| Senior
Citizens Account |
| Individuals
55 and over can take advantage of all of our
free checking account services. |
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Minimum
opening balance: $50 |
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Monthly
service fee: $0 |
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Minimum
balance requirement: $0 |
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Learn
more |
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| *Ocean Bank does not charge a fee for Mobile or Text Banking; however, your wireless carrier may charge you for data usage and text messaging services. Check with your wireless carrier for message and data rate charges. You must be enrolled in Consumer Online Bill Pay Service to pay bills. You must be enrolled in Consumer Online Banking to register for Text Banking. Text Banking is available only on U.S. mobile
phone numbers. Products available only in English / Estos productos están disponibles únicamente
en Inglés. |
