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 The Right Loan Can help You Enjoy It All
Personal Loans
Ocean Bank has a variety of loan programs to help you make the most of
life's opportunities. Whether you're buying a home, purchasing a speed boat
or remodeling your kitchen, Ocean Bank can help you enjoy all that life
has to offer.
Home Mortgages
Maybe you're just starting out. Upgrading. Refinancing. Or even, building your empty nest. Wherever you are in life, Ocean Bank can help you move in. We have a variety of loan programs with simple application processes, quick decisions and personal service to help you make the right choices along the way.
Fixed Rate Mortgages
Get peace of mind and security in knowing that your monthly Principal and Interest payment will
remain the same for as long as you hold the loan.
Adjustable Rate Mortgages
Interest rates adjust up or down depending on market conditions. Rates are typically adjusted
after 1 year, 3 years, 5 years or 7 years depending on the type of loan you choose.
For more information, visit a convenient branch location >
View a list of Registered Mortgage Loan Originators >
Notice of Error / Information Requests / Qualified Written Requests (QWR) >
Auto, Boat and Recreational Vehicle Loans
Motor across America in a new or used car, motorcycle, or recreational vehicle. Our application process is simple and decisions are made quickly. Pick up an application and get rates at a convenient branch location.
CD-Secured Loans
Our best priced personal loan allows you to use your Ocean Bank Certificate of Deposit or savings account to secure a loan. For more information, visit a convenient branch location.
Here's what you need to apply for an Ocean Bank Loan:
  Social security number and valid ID
(driver's license, civilian ID, military ID or passport)
  Employment information
  Most recent W-2 or tax return
When applying for an auto, boat or RV loan, you will also need:
  Bill of sale
  Proof of insurance with Ocean Bank listed as the lien holder
Equal Housing Lender. Member F D I C. Privacy Statement | Disclosures   © 2015 Ocean Bank. Equal Opportunity Affirmative Action Employer.