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Personal Loans. The Right Loan Can help You Enjoy It All.

Ocean Bank has a variety of loan programs to help you make the most of life's opportunities. Whether you're buying a home, purchasing a speed boat or financing your child's education, Ocean Bank can help you enjoy all that life has to offer.
 
 

Home Mortgages
Maybe you're just starting out. Upgrading. Refinancing. Or even, building your empty nest. Wherever you are in life, Ocean Bank can help you move in. We have a variety of loan programs with simple application processes, quick decisions and personal service to help you make the right choices along the way.

Fixed Rate Mortgages
Get peace of mind and security in knowing that your monthly Principal and Interest payment will remain the same for as long as you hold the loan.

Adjustable Rate Mortgages
Interest rates adjust up or down depending on market conditions. Rates are typically adjusted after 1 year, 3 years, 5 years or 7 years depending on the type of loan you choose.

Home Equity
Get the most out of your home with a home equity line of credit. A second mortgage on the equity in your home will provide the cash you need to make home improvements, build a pool, or expand your deck to get a better view of the sunrise.

Ocean Bank also has a variety of specialized loan programs to take advantage of home ownership opportunities in South Florida. Apply for an Ocean Bank home mortgage loan today by visiting a branch or calling the Residential Mortgage Loan Department at 305-569-5181.

For more information, visit a convenient branch location

View a list of Registered Mortgage Loan Originators

   
 

Auto, Boat and Recreational Vehicle Loans
Motor across America in a new or used car, motorcycle, or recreational vehicle. Our application process is simple and decisions are made quickly. Pick up an application and get rates at a convenient branch location.

CD-Secured Loans
Our best priced personal loan allows you to use your Ocean Bank Certificate of Deposit or savings account to secure a loan. For more information, visit a convenient branch location.

   
 
Here's what you need to apply for an Ocean Bank Loan:
  Social security number and valid ID
(driver's license, civilian ID, military ID or passport)
  Employment information
  Most recent W-2 or tax return
When applying for an auto, boat or RV loan, you will also need:
  Bill of sale
  Proof of insurance with Ocean Bank listed as the lien holder
For a home equity line of credit, you will also need:
  Personal tax returns for the last 2 years
  Proof of homeowner's insurance
  Proof of flood insurance (if applicable)
     
 
Equal Housing Lender. Member F D I C. Privacy Statement | Disclosures   © 2013 Ocean Bank. Equal Opportunity Affirmative Action Employer.