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Consumer Online Banking
Loans for almost any purpose under the sun. Visit a branch near you today.
 
Personal Now and Money Market Accounts
Personal Now and Money Market Accounts
Earn interest on your deposits and get the flexibility of accessing your money when you need it with
a Now or Money Market account. You'll also get peace of mind knowing your account is FDIC-insured.
Like our checking accounts, you'll also get free:
  Online Banking
    Bill Pay
    Mobile Banking*
    eStatements
  MasterCard® Debit Card
  24-hour Telephone Banking
Plus, always get free use of Ocean Bank's ATM locations in South Florida to check your account
balance or get cash.
 
Now Account
Our Now Account has all the features of a checking account - including unlimited check writing.
  Minimum opening balance: $100
  Monthly maintenance fee: $12
  Minimum balance requirement to avoid monthly maintenance fee: $1,500 average daily balance
  Minimum balance requirement to earn annual percentage yield: $100
 
Money Market Account
For someone who is looking to earn interest - and write just a few checks each month.
  Minimum opening balance: $2,500
  Monthly maintenance fee: $10
  Minimum balance requirement to avoid monthly maintenance fee: $2,500 average daily balance
  Minimum balance requirement to earn annual percentage yield: $2,500
  Transaction fees: $10 for each transfer and/or withdrawal in excess of six per monthly
statement cycle**
     
*Ocean Bank does not charge a fee for Mobile or Text Banking; however, your wireless carrier may charge you for data usage and text messaging services. Check with your wireless carrier for message and data rate charges. You must be enrolled in Consumer Online Bill Pay Service to pay bills. You must be enrolled in Consumer Online Banking to register for Text Banking. Text Banking is available only on U.S. mobile phone numbers. Products available only in English / Estos productos están disponibles únicamente en Inglés.
**Transaction limitations:
Transfers and/or withdrawals from a Money Market account to another account or to a third party by preauthorized, automatic, telephone, computer transfers, check, draft, debit card or similar order are limited to six per monthly statement cycle.
     
 
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