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Earn
interest on your deposits and get the flexibility
of accessing your money when you need it with
a Now or Money Market account. You'll also
get peace of mind knowing your account is
FDIC-insured.
Like our checking accounts, you'll also get
free: |
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Online
Banking |
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Bill
Pay |
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Mobile Banking* |
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eStatements |
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MasterCard®
Check Card |
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24-hour Telephone Banking |
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Unlimited
Teller Service |
Plus,
always get free use of Ocean's Bank 28 ATM
locations in South Florida to check your account
balance or get cash. |
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| Now
Account |
| Our
Now Account has all the features of a checking
account - including unlimited check writing. |
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Minimum opening balance: $100 |
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Monthly maintenance fee: $12 |
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Minimum balance requirement to avoid monthly maintenance fee: $1,500 daily
or average
daily balance |
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Minimum balance requirement to earn annual percentage yield: $100 |
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| Money
Market Account |
| For
someone who is looking to earn interest -
and write just a few checks each month. |
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Minimum opening balance: $2,500 |
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Monthly maintenance fee: $10 |
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Minimum balance requirement to avoid monthly maintenance fee: $2,500 daily balance |
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Minimum balance requirement to earn annual percentage yield: $2,500 |
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Transaction fees: $10 for each withdrawal in excess of six per month or statement cycle** |
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| *Ocean Bank does not charge a fee for Mobile or Text Banking; however, your wireless carrier may charge you for data usage and text messaging services. Check with your wireless carrier for message and data rate charges. You must be enrolled in Consumer Online Bill Pay Service to pay bills. You must be enrolled in Consumer Online Banking to register for Text Banking. Text Banking is available only on U.S. mobile
phone numbers. Products available only in English / Estos productos están disponibles únicamente
en Inglés. |
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**Transaction limitations:
Transfers from a Personal Money Market account to another account or to third parties by
preauthorized,
automatic, telephone, computer transfers, check, draft, debit card or similar order to
third parties are limited to
six per month or statement cycle. |