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Put your plans in place now for hurricane season.
Ocean Bank is here to help you prepare to weather
the storm with the banking products and services
you need to protect your finances.

As a service to our customers and community,
Ocean Bank branches and ATMs are equipped
with generators to facilitate normal operations
in the event of power outages.

Preparation Tips for Your Business

Keep Cash On Hand

Be sure you have the cash you need to operate your business before an impending storm and after the severe weather passes. Consider what effect pre- and post-storm conditions will have on the transaction volume for your business. Remember, when the power is out, you and other businesses may not be able to accept and process credit and debit card payments. Keeping cash on hand will ensure you can transact business with cash-paying customers, and make your own purchases, too.

Save cash-on-hand for emergencies and use your Ocean Bank CheckCard to obtain cash at ATMs and make purchases anywhere in the world where MasterCard® is accepted.

Make the Most of Online Banking and Bill Pay

Avoid driving to the bank to handle your routine banking transactions. With online banking, you can check account balances, transfer funds between eligible accounts, and handle routine banking 24 hours a day, 7 days a week right from your office or home computer. Add the convenience of bill pay and you can fulfill your commitments to your creditors and avoid late fees – even if you can’t get to the post office to mail your checks.

Make it Easy for Customers to Make Purchases

By accepting debit and credit cards, you give your customers the added convenience of making purchases without having to handle cash. Before and after a storm, the media is likely to advise consumers to hang on to their cash for emergencies. Setting up a merchant services relationship now will ensure transaction continuity during a storm period.

Store Valuables in a Safe Deposit Box

Open a safe deposit box to store your important documents, like tax returns, investment statements, deeds and legal contracts. Having a permanent place for these valuables will avoid having to remember where you stored them – and you’ll be sure they are always safe and secure.



Preparation Tips for You and Your Family
Keep Cash On Hand
Before the storm hits, visit your Ocean Bank branch and withdraw cash from your account. When the power is out, local businesses may not be able to accept and process credit and debit card payments. Keeping cash on hand will ensure you can make essential purchases.
Sign Up for a CheckCard
	Save your cash-on-hand for emergencies and use your Ocean Bank CheckCard to obtain cash at ATMs and make
purchases anywhere in the world where MasterCard^® is accepted.
Make The Most of Online Banking and Bill Pay
Avoid driving to the bank to handle your routine banking transactions. With online banking, you can check account balances, transfer funds between eligible accounts, and handle routine banking 24 hours a day, 7 days a week from your home computer. Add the convenience of bill pay and you can fulfill your commitments to your creditors and avoid late fees – even if you can’t get to the post office to mail your checks.
Store Valuables in a Safe Deposit Box
	Open a safe deposit box to store your important documents, like tax returns, investment statements, deeds and legal contracts. Having a permanent place for
these valuables will avoid having to remember where you stored them – and you’ll be sure they are always safe and secure.

More Hurricane Preparation Tips for Businesses:
	Prepare and update a list of employees to include phone number, cell phone, email, closest relatives contact information and where they would most likely evacuate.
	Prepare a regular customer list of phone numbers and emails so you can notify them about the status of your business.
	Prepare a list of clients scheduled for appointments over a 10 day period. Include telephone numbers and email addresses so you can notify them in the event your business is closed.
	Prioritize what you need to take with you and what will stay in your business location; take these items with you:
	- Backed up computer files - Permits - Tax returns - Payroll tax information - Contact cell phone numbers for accountant and other vendors/suppliers - Insurance papers and agency’s contact information
	Post a sign in the window or door of your business with a cell phone number in case someone needs to call you regarding an emergency at your business.
	Prepare a list of local media to contact once your business is re-opened after the storm has passed.

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