Español Home Online Banking ENROLL NOW Personal | Business LEARN MORE Personal | Business Forgot User ID? | More Security  Locations Reorder Checks Cash Management Banking Services for You and Your Family Careers   Maximize the opportunities to grow, expand and improve the efficiency of your business by letting us put our strength and stability to work for you. Select a financing alternative that meets the needs of today and the opportunities of tomorrow.     Lines of Credit Don't wait for the next business cycle to get the cash you need. Supplement your short-term working capital needs with a revolving credit. Draw on funds as you need them to operate your business for peak performance. For more information, call a Commercial Lending Specialist at 305-569-5827 in Miami-Dade County or 954-519-0471 in Broward County.   Term Loans Finance your growth, purchase equipment, or upgrade your facilities. Best of all, you can control your cash flow by locking in repayment terms that extend beyond one year. For more information, call a Commercial Lending Specialist at 305-569-5827 in Miami-Dade County or 954-519-0471 in Broward County.   Commercial Mortgages Whether you are occupying the space or renting it, our commercial mortgage products help you take advantage of the benefits from owning commercial property. For more information, call a Commercial Lending Specialist at 305-569-5827 in Miami-Dade County or 954-519-0471 in Broward County.   Commercial Real Estate Lending As one of South Florida’s leading commercial real estate lenders since 1982, let us put our expertise to work for you. If you're a small local developer, a mid-sized regional developer, or national institutional investor, Ocean Bank takes pride in offering loans that are flexibly structured, promptly funded and competitively priced. For more information, call a Commercial Real Estate Lending Specialist at 305-569-5766.     Commercial Equipment Financing Benefit from a financing solution that is designed to help you purchase new or used commercial equipment. Requiring a down payment, terms are usually for a maximum of 60 months. For more information, call a Commercial Lending Specialist at 305-569-5827 in Miami-Dade County or 954-519-0471 in Broward County.   Tax Certificates Financing Take advantage of Ocean Bank's financing program designed to purchase tax certificates and tax deed applications from South Florida municipalities. For more information, call a Commercial Lending Specialist at 305-569-5827 in Miami-Dade County or 954-519-0471 in Broward County.   SBA Financing If your small business is having trouble securing financing through traditional loans, or if your business is looking for the most affordable terms, a loan guaranteed by the U.S. Small Business Administration (SBA) might be your solution. Learn more   Factoring With factoring, Ocean Bank purchases your accounts receivable the same day you deliver your merchandise, or render your services to your customers. This provides you with immediate access to funds. Factoring financing is based on the quality of your accounts receivable, not on traditional credit quality guidelines, such as working capital, balance sheets and historical income statements. For more information, call 305-569-5435. Learn more   Asset Based Lending Use the inventory, accounts receivable or other assets of your company to secure a loan or revolving line of credit. For more information, call a Commercial Lending Specialist at 305-569-5827 or International Lending Specialist at 305-569-5436.

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