Credit Cards for You and Your BusinessCredit Cards for You and Your Business

Credit cards to suit your needs with the trusted security and worldwide perks of Mastercard®

Personal Cards

Platinum Rewards CardDownload Application

Print and return to Ocean Bank

Platinum Rewards Card

Shop and earn unlimited points for every $1 on qualifying net purchases1

Redeem points for cash, travel and shopping rewards


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Platinum Rewards CardDownload Application

Print and return to Ocean Bank

International Platinum Rewards Card

Earn points for qualifying net purchases1 and redeem for cash, travel and merchandise

Available to international customers2 who maintain a qualifying deposit3


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Platinum Rewards CardDownload Application

Print and return to Ocean Bank

Platinum Card

The credit card that’s backed by the value of an Ocean Bank Certificate of Deposit

Get started with as little as $500

Help establish your credit standing over time


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Business Card

Platinum Rewards CardDownload Application

Print and return to Ocean Bank

Business Rewards Preferred Card

Earn unlimited points for every $1 on qualifying net purchases1

Redeem points for cash, travel and merchandise

Access free nationwide Wi-Fi, roadside assistance and added travel perks


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Accepted Worldwide, Protected Everywhere You Use It

Wherever you use your card, you can count on industry-leading security features and services, included with every card.

$0 liability

for unauthorized charges

Enhanced microchip technology

built into every card

Theft protection coverage

everywhere you shop

Identity theft resolution services

for built-in peace of mind

Easy, Online Account Management

Access your credit card account to track activity, analyze spending and manage additional users.

A Wide Range of Mastercard® Benefits, Tailored to You

Enjoy perks around the world, whether you’re traveling, shopping or needing assistance while you’re abroad.

Priceless Cities: Exclusive events and offers in major cities all over the world.


Airport Meet & Greet: Personalized escorts at airports worldwide.


Shopping Perks: Extended warranty and price-match offers.


Global Assistance: Expert help anywhere you need it, from legal pros to health care.


Apply for your card today,

Start enjoying the benefits of Mastercard®, at home and anywhere in the world

Download an application

Print the completed application

Visit a branch and drop off your application

Or call your Ocean Bank account officer to apply

Variable APRs are accurate as of January 2019. Annual percentage rate may vary.

1 A qualifying net purchase is a purchase minus returns and/or other related credits. For the Business Rewards Preferred Card, points are redeemable by the company only, and not the cardholders.

2 The applicant must be an Ocean Bank customer who does not reside in and is not a citizen of the United States of America. Some country restrictions may apply. Please contact Ocean Bank for further details at 305-569-5000.

3 A qualifying deposit is an unrestricted and unencumbered consumer deposit at Ocean Bank held only in the name of applicant, the co-applicant or both.

Offer expires April 30, 2020. Subject to credit approval.