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Your Finances, Anywhere, Anytime.
Enjoy More Security and Convenience with Your Ocean Bank Mastercard Debit Card!
Mobile Banking
Your Ocean Bank Mastercard® Debit Card has great free features and benefits that automatically help protect your checking account and make shopping easy and convenient!
Convenient Access To Your Account
In addition to performing routine transactions at any Ocean Bank ATM, you can also withdraw cash and check account balances surcharge-free1 at more than 1,200 Publix PRESTO! locations throughout the southeastern U.S. Find A Location > Presto!
Digital Wallet
Get even more from your Ocean Bank Debit Card. Use Apple Pay®, Google PayTM, and Samsung Pay to make secure payments for purchases online, in app and in store, without having to carry your debit card. Use your digital wallet anywhere Mastercard® is accepted and enjoy the added security of enhanced fraud detection and Zero Liability protection already included with your card.
  1. Visit your app store and select the digital wallet you’d like to use
  2. Follow in-app instructions to add your Ocean Bank Debit Card information to the digital wallet
    Debit Card Upload Instructions >
  3. Unlock your smartphone, tablet or smartwatch
  4. Click, tap or touch your device to complete a purchase anywhere you see the contactless symbol and one of these logos:
    Apple PayGoogle PaySamsung Pay
    It’s easy to get started. Visit your app store or click a link above.
    Learn more about Digital Wallet terms and conditions >
Microchip Technology
Ocean Bank Mastercard® Debit Cards feature the latest microchip technology, providing an extra layer
of security.
Confidential Pin
When paying for a purchase using your Ocean Bank Mastercard® Debit Card at thousands of merchants worldwide, select debit at the point of purchase and enter your confidential PIN. The amount of your purchase is deducted from your checking account and you receive an added layer of security to protect your account from unauthorized use.
3D SecureCodeTM
When using your Ocean Bank Mastercard® Debit Card to make online purchases, you automatically enjoy added security protection with 3D SecureCodeTM. Authenticating technology confirms you are the Debit Card holder, giving you peace of mind that you are protected against unauthorized use. You’ll see a pop up screen when verification is complete and the transaction is approved. Occasionally, a transaction may require additional verification, and you will be prompted to enter all of the following:
  Last 4 digits of your social security number
  Expiration date on your debit card
  Billing zip code
Enhanced Fraud Prevention
Ocean Bank helps protect you from fraudulent activity in several ways:
Set Alert Preferences
  Sign into Online Banking
  Click the Additional Services tab
  Click on Alerts
  Select Transaction Alert and click Continue
  Select the Account, Transaction Type, Transaction Amount, Phone Number and Email Address
  Click Submit and wait for the screen confirming that your alert has been created successfully
Automatic Fraud Alerts
If potential fraudulent activity related to your Ocean Bank Mastercard® Debit Card is detected,
we will alert you in three ways:
  You will receive an email from Ocean Bank's Fraud Center with two reply options:
"fraud" (transaction will not be processed) or "no fraud" (transaction will be processed).
  If you do not reply to the email, one minute later you will receive a text alert from 32874 with
two reply options: "fraud" (transaction will not be processed) or "no fraud" (transaction will be
processed). Text alerts are sent from our Fraud Center telephone number 1-800-417-4592,
between 7:00 am and 9:00 pm EST.
  If you do not reply to the text alert, five minutes later you will receive an automated call to the
telephone number on record for your account, with two reply options: "fraud" (transaction will
not be processed) or "no fraud" (transaction will be processed).
Remember, automated messages from the Ocean Bank Fraud Center will never ask for your PIN or
account number.
1 Account transaction fees as described in the Fee Schedule may apply.
Apple, Apple Pay, Apple Watch, the Apple logo, Face ID, iPad, iPhone, Mac and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries. Google Pay and Android are trademarks of Google LLC. Samsung and Samsung Pay are registered trademarks of Samsung Electronics Co., Ltd.
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