Take Advantage of Convenient Account Features

Online Banking
& Bill Pay 2

Mobile Banking
& Check Deposit 3

Debit Card

Telephone
Banking

Track & Categorize
Spending

ATM Service
Ocean Bank
& Presto! Locations

Person to Person
Payment Service4

Open an Account

Find a branch


What You Need to Open an Account

Personal Account

  • Photo ID
  • Government-issued identification number (Social Security, national identity card or passport)

Business Account

  • Documentation to verify formation of entity
  • Articles of Incorporation, Articles of Organization, Partnership Agreement, Fictitious Name Registration
  • Professional Licenses (as applicable)
  • Photo ID
  • Government-issued identification number (Social Security, national identity card or passport)

Above provided for general reference. Additional information and documentation may be required.

1 Other service fees may apply. Refer to the Schedule of Fees and Service Charges.

2 There is no charge for the Bill Pay service unless you request an expedited payment. Please refer to the Schedule of Fees and Service Charges.

3 Ocean Bank does not charge a fee to download or use the mobile banking app, or for Mobile or Text Banking; however, your wireless carrier may charge you for data usage and text messaging services. Check with your wireless carrier for message and data rate charges. To enroll in Ocean Bank Mobile Banking, you must have an Ocean Bank personal or business account, money market account, loan or certificate of deposit and be enrolled in Online Banking. You must be enrolled in Online Banking to register for Text Banking. Text Banking is available only on U.S. mobile phone numbers.

4 The Person to Person Payment Service standard delivery is within three business days. However, if you wish to send your payment the next business day, there will be a $5 expedite fee.