iPhone - Apple Pay  
  1. Open the Wallet app and tap the + icon in the top right corner  
  2. Use the camera to take a photo of your card and upload it to
the Wallet
  3. Tap Next and Ocean Bank will verify your information  
  4. Tap Next and start using Apple Pay  
  iPhone – Google Pay*  
  1. Make sure your phone is running iOS 7 or higher  
  2. Open the Google Pay app. If you have multiple accounts in Google Pay, at the top left, tap Menu. Tap the Down arrow and choose an account.  
  3. At the bottom, tap Payment Methods  
  4. At the bottom, tap Add Credit or Debit Card  
  5. Enter your card info  
  6. If you’re asked to verify your payment method, choose an option
from the list
  7. Find and enter the verification code  
  8. Start using Google Pay  
*After you add a Card to Google Pay, you might see a small charge on your account from Google Pay. This charge checks that your Debit Card and bank account are valid. It won’t affect your balance and will go away soon.