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Online Banking
Online Banking provides you with even more choices and conveniences. And more security
Ocean Bank Online Banking offers even greater flexibility and even more options and services to handle your banking, easier and faster, just by using your computer. You also get security features to ensure that your banking transactions are securely processed and your identity is protected.
Access Your Accounts
Obtain the information you need – and want – about your Ocean Bank accounts and transaction activity:
  Once you sign into Online Banking, you are able to access your personal accounts using the same user ID and password that you select for the accounts you designate
  View accounts in the order that you select
  View account summaries. Get one view of all your deposit accounts and loans, or view the details of each and every activity.
  Use Fast Balance to view account balances and recent transactions without logging into Online Banking thru the Ocean Bank Mobile Banking app. Select the accounts you want to include in Fast Balance.
  The Ocean Bank Mobile Banking app is now available in English and Spanish.
  Fingerprint authentication technology that makes it fast and secure to sign into the Mobile Banking app using your Apple iPhone® or iPad®
  Search transaction history. Retrieve information by check number, date or amount.
  View and print images of cancelled checks
Perform Routine Banking
Handle your banking without having to visit a branch or write a check:
Set up U.S. and International Wire Transfers online
Pay bills online***
Eliminate paying your recurring bills by automatically setting up payments
Transfer funds between your eligible Ocean Bank accounts*
Reorder checks
Stop payments**
Correspond with Ocean Bank via secure email messages
Person to Person Payment Service
This service makes it easy for you, your friends, and family to send and receive money. Pay anyone
you know or owe. Information is encrypted using industry leading software, hardware and algorithms,
so it’s safe and secure to send and receive money with just a few easy clicks. Plus, all you need is an
email address or mobile phone number. You can also send money to another person using their bank
account information.
Free payment delivery to a bank account within one to three business days
Overnight rush delivery using email address or mobile phone number for a $5.00 expedite fee
Set up future-dated and recurring payments
Import contacts from popular email services (such as Hotmail®, Yahoo!®, Gmail®)
Add multiple email addresses and mobile phone numbers for any contact
Respond to all activity, including depositing payments and paying requests, from a dashboard
“To Do List”
Receive money by simply verifying your email address or mobile phone number without
formally enrolling
Personalize gift payments with a free eGreeting
Get Information Easily and Quickly
Alert options, sent to the email address on file, notify you when certain online activities have occurred, including Account Balance Alerts, Address Change Notice, Password Change or Reset, and Unsuccessful Login Attempt
Receive monthly statements electronically
Receive monthly bills online
Access to your accounts and handle routine banking using your mobile phone. Learn More >
Access your complete financial picture anytime
from any computer with My Ocean Guide
My Money Manager
View information from all of your accounts at Ocean Bank as well as your accounts at 18,000 other financial institutions and creditors
See where you’re spending your money and find ways to save
Set spending goals to help you stay on budget
Calculate your personal net worth
  Learn More >
Statement Rewards pays you cash back for purchases with your Debit Card
Make an online or in person purchase at your favorite retailer and earn cash back that is credited right into your Ocean Bank personal checking account. It’s free as part of your Online Banking service.
Sign in to Ocean Bank Online Banking.
View hundreds of discounts offered by local and national retailers like restaurants, grocery stores, gas stations and more
Click the icon next to the offer you want
Redeem offers by paying for your purchase with your Debit Card. No coupon required! If you do not have a Debit Card, visit an Ocean Bank location near you.
Enjoy cash back, credited directly into your Ocean Bank personal checking account
  Learn More >
For questions about Ocean Bank Online Banking, call 305-569-5000.
*Certificates of Deposit are not eligible for transfers or loan payments. Account related fees and restrictions may apply. Refer to the Bank’s Schedule of Fees and Service Charges.
**Stop payments on checks and wire transfers are subject to bank processing fees. Please refer to the Schedule of Fees and Service Charges.
***There is no charge for the Bill Pay service unless you request an expedited payment. Please refer to the Schedule of Fees and Service Charges.
Ocean Bank implemented an additional access authentication feature that may, from time to time, prompt you to answer your security verification question(s) as an additional step to logging on to online banking.
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