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Your Finances, Anywhere, Anytime.Your complete financial picture at your fingertips. My Ocean Guide.Statement Rewards Turns Everday Purchases Into Cash.Get acrobat file with information and forms to help you switch your account to Ocean Bank
 
Persoanl Checking Accounts
Persoanl Checking Accounts
With all of our personal checking accounts, you get the option of adding any of these free features:
  Online Banking
    > Bill Pay
    > Mobile Banking1
    > Statement Rewards2
    > My Ocean Guide3
    > eStatements
  MasterCard® Debit Card
  24-hour Telephone Banking
Plus, always get free use of Ocean Bank's ATM locations in South Florida to check your account
balance or get cash. ATMs located at Ocean Bank branches are available 24/7.
 
Ocean Plus Smart Checking (Free4 Checking)
For someone who wants it all - and wants it for free4.
  Minimum opening balance: $20
  Monthly maintenance fee: $0
  Minimum balance requirement to avoid monthly maintenance fee: N/A
    Learn more
 
Personal Checking
Enjoy easy access to your funds.
  Minimum opening balance: $100
  Monthly maintenance fee: $12
  Minimum balance requirement to avoid monthly maintenance fee: $500 daily balance,
or $1,500 average daily balance
    Learn more
 
Preferred Checking
Preferred Checking has all the features of our other checking accounts. Plus, there's no minimum balance required to earn interest.
  Minimum opening balance: $1,000
  Monthly maintenance fee: $15
  Minimum balance requirement to avoid monthly maintenance fee: $5,000 daily balance or
a combined average daily balance of more than $10,000 in other Ocean Bank Checking,
Money Market, NOW or Savings accounts aggregated. CDs, IRAs and loan balances excluded.
Tax ID determines aggregation.
    Learn more
 
Student Express Checking
For students 18 years and older with a valid school ID. Free incoming wire transfers makes it easy
for parents to get students the money they need when they are studying away from home.
  Minimum opening balance: $20
  Monthly maintenance fee: $0
  Minimum balance requirement to avoid monthly maintenance fee: N/A
    Learn more
 
Senior Citizens Account
Individuals 55 and over enjoy the benefits of our Ocean Plus Smart Checking Account,
plus free standard check re-orders.
  Minimum opening balance: $50
  Monthly maintenance fee: $0
  Minimum balance requirement to avoid monthly maintenance fee: N/A
    Learn more
     
1Ocean Bank does not charge a fee for Mobile or Text Banking; however, your wireless carrier may charge you for data usage and text messaging services. Check with your wireless carrier for message and data rate charges. You must be enrolled in Online Bill Pay Service to pay bills. You must be enrolled in Online Banking to register for Text Banking. Text Banking is available only on U.S. mobile phone numbers.Text Banking available only in English / Text Banking está disponible únicamente en Inglés.
2You must be enrolled in Online Banking and have a Debit Card and a personal checking account with Ocean Bank to be eligible for Statement Rewards. Product available only in English. / Estos productos están disponibles únicamente en Inglés.
3To use My Ocean Guide you must have an Ocean Bank account and be registered for Online Banking.
4Other service fees may apply.
     
 
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