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New Online Banking
 
Your Finances, Anywhere, Anytime.
Send and Receive Money With A Few Easy Clicks.
Your complete financial picture at your fingertips. My Ocean Guide.Statement Rewards Turns Everday Purchases Into Cash.Get acrobat file with information and forms to help you switch your account to Ocean Bank
 
Persoanl Checking Accounts
Persoanl Checking Accounts
With all of our personal checking accounts, you get the option of adding any of these free features:
  Online Banking
    > Bill Pay1
    > Mobile Banking2
    > Statement Rewards3
    > My Ocean Guide4
    > eStatements
  Mastercard® Debit Card
  24-hour Telephone Banking5
Plus, always get free use of Ocean Bank's ATM locations in South Florida to check your account
balance or get cash. ATMs located at Ocean Bank branches are available 24/7.
 
Ocean Plus Smart Checking (Free6 Checking)
For someone who wants it all - and wants it for free6.
  Minimum opening balance: $20
  Monthly maintenance fee: $0
  Minimum balance requirement to avoid monthly maintenance fee: N/A
    Learn more
 
Personal Checking
Enjoy easy access to your funds.
  Minimum opening balance: $100
  Monthly maintenance fee: $12
  Minimum balance requirement to avoid monthly maintenance fee: $500 daily balance,
or $1,500 average daily balance
    Learn more
 
Preferred Checking
Preferred Checking has all the features of our other checking accounts. Plus, there's no minimum balance required to earn interest.
  Minimum opening balance: $1,000
  Monthly maintenance fee: $15
  Minimum balance requirement to avoid monthly maintenance fee: $5,000 daily balance or
a combined average daily balance of more than $10,000 in other Ocean Bank Checking,
Money Market, NOW or Savings accounts aggregated. CDs, IRAs and loan balances excluded.
Tax ID determines aggregation.
    Learn more
 
Student Express Checking
For students 18 years and older with a valid school ID. Free incoming wire transfers makes it easy
for parents to get students the money they need when they are studying away from home.
  Minimum opening balance: $20
  Monthly maintenance fee: $0
  Minimum balance requirement to avoid monthly maintenance fee: N/A
    Learn more
 
Senior Citizens Account
Individuals 55 and over enjoy the benefits of our Ocean Plus Smart Checking Account,
plus free standard check re-orders.
  Minimum opening balance: $50
  Monthly maintenance fee: $0
  Minimum balance requirement to avoid monthly maintenance fee: N/A
    Learn more
 
1Account related fees and restrictions may apply. Stop payments on checks and wire transfers are subject to bank processing fees. Please refer to the Schedule of Fees and Service Charges. Account related fees may apply for transfers from your Ocean Bank accounts and your non-Ocean Bank accounts at other U.S. Financial Institutions based on delivery time. You must be enrolled in Online Bill Pay Service to pay bills. Please refer to the BillPay-e Plus Terms and Conditions. Ocean Bank implemented an additional access authentication feature that may, from time to time, prompt you to answer your security verification question(s) as an additional step to logging on to Online Banking.
2Ocean Bank does not charge a fee for Mobile or Text Banking; however, your wireless carrier may charge you for data usage and text messaging services. Check with your wireless carrier for message and data rate charges. You must be enrolled in Online Bill Pay Service to pay bills. You must be enrolled in Online Banking to register for Text Banking. Text Banking is available only on U.S. mobile phone numbers.Text Banking available only in English / Text Banking está disponible únicamente en Inglés.
3You must be enrolled in Online Banking and have a Debit Card and a personal checking account with Ocean Bank to be eligible for Statement Rewards. Product available only in English. / Estos productos están disponibles únicamente en Inglés.
4To use My Ocean Guide you must have an Ocean Bank account and be registered for Online Banking.
5Account related fees and restrictions may apply. Stop payments on checks and wire transfers are subject to bank processing fees. Please refer to the Schedule of Fees and Service Charges.
6Other service fees may apply. Refer the the Schedule of Fees and Service Charges.
     
 
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