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Personal Now and Money Market Accounts
Personal Now and Money Market Accounts
Earn interest on your deposits and get the flexibility of accessing your money when you need it with
a NOW or Money Market account. You'll also get peace of mind knowing your account is FDIC-insured.
Like our checking accounts, you'll also get free:
  Online Banking
    > Bill Pay1
    Mobile Banking2
    eStatements
  MasterCard® Debit Card
  24-hour Telephone Banking3
Plus, always get free use of Ocean Bank's ATM locations in South Florida to check your account
balance or get cash. ATMs located at Ocean Bank branches are available 24/7.
 
NOW Account
Our NOW Account has all the features of a checking account - including unlimited check writing.
  Minimum opening balance: $100
  Monthly maintenance fee: $12
  Minimum balance requirement to avoid monthly maintenance fee: $1,500 average daily balance
  Minimum balance requirement to earn annual percentage yield: $100
 
Money Market Account
For someone who is looking to earn interest - and write just a few checks each month.
  Minimum opening balance: $2,500
  Monthly maintenance fee: $10
  Minimum balance requirement to avoid monthly maintenance fee: $2,500 average daily balance
  Minimum balance requirement to earn annual percentage yield: $2,500
  Transaction fees: $10 for each transfer and/or withdrawal in excess of six per monthly
statement cycle4
     
1Account related fees and restrictions may apply. Stop payments on checks and wire transfers are subject to bank processing fees. Please refer to the Schedule of Fees and Service Charges. Account related fees may apply for transfers from your Ocean Bank accounts and your non-Ocean Bank accounts at other U.S. Financial Institutions based on delivery time. You must be enrolled in Online Bill Pay Service to pay bills. Please refer to the BillPay-e Plus Terms and Conditions. Ocean Bank implemented an additional access authentication feature that may, from time to time, prompt you to answer your security verification question(s) as an additional step to logging on to Online Banking.
2Ocean Bank does not charge a fee for Mobile or Text Banking; however, your wireless carrier may charge you for data usage and text messaging services. Check with your wireless carrier for message and data rate charges. You must be enrolled in Consumer Online Bill Pay Service to pay bills. You must be enrolled in Online Banking to register for Text Banking. Text Banking is available only on U.S. mobile phone numbers. Text Banking available only in English / Text Banking está disponible únicamente en Inglés.
3Account related fees and restrictions may apply. Stop payments on checks and wire transfers are subject to bank processing fees. Please refer to the Schedule of Fees and Service Charges.
4Transaction limitations:
Transfers and/or withdrawals from a Money Market account to another account or to a third party by preauthorized, automatic, telephone, computer transfers, check, draft, debit card or similar order are limited to six per monthly statement cycle.
     
 
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