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New Online Banking
 
Get acrobat file with information and forms to help you switch your account to Ocean Bank
 
Personal Savings Accounts
Personal Savings Accounts
Earn interest on account balances and get peace of mind knowing your account is FDIC-insured.
With most of our savings accounts, you' ll also get free:
  Online Banking
    > Bill Pay1
    Mobile Banking2
    eStatements
  ATM Card
  24-hour Telephone Banking3
Plus, always get free use of Ocean Bank's ATM locations in South Florida to check your account
balance or get cash. ATMs located at Ocean Bank branches are available 24/7.
 
Ocean Plus Savings & Preferred Savings
Our standard savings account is loaded with the features listed above. Plus, you get up to six
withdrawals a month at no charge.
  Minimum opening balance: $50
  Monthly maintenance fee: $5
  Minimum balance requirement to avoid monthly maintenance fee: $250 daily balance
  Transaction fees: $2 for each transfer and/or withdrawal in excess of six per monthly statement cycle or each month for savings accounts with a quarterly statement cycle4
 
Ocean Plus Top-Tier Savings
For someone who is looking for a safe investment and easy access to funds.
  Minimum opening balance: $1,000
  Monthly maintenance fee: $8
  Minimum balance requirement to avoid monthly maintenance fee: $5,000 average daily balance
  Transaction fees: $3 for each transfer and/or withdrawal in excess of six per monthly statement cycle or each month for savings accounts with a quarterly statement cycle4
 
Looney Tunes Savings
Exclusively for our little investors aged 15 years and younger. It' s never too early to start saving
for the future, and our Looney Tunes account makes it fun.
  Minimum opening balance: $0
  Monthly maintenance fee: $0
  Minimum balance requirement to avoid monthly maintenance fee: N/A
  Transaction fees: $2 for each transfer and/or withdrawal in excess of six per monthly statement cycle or each month for savings accounts with a quarterly statement cycle4
  The signature of an adult relative or guardian is required for account opening and withdrawal.
     
1Account related fees and restrictions may apply. Stop payments on checks and wire transfers are subject to bank processing fees. Please refer to the Schedule of Fees and Service Charges. Account related fees may apply for transfers from your Ocean Bank accounts and your non-Ocean Bank accounts at other U.S. Financial Institutions based on delivery time. You must be enrolled in Online Bill Pay Service to pay bills. Please refer to the BillPay-e Plus Terms and Conditions. Ocean Bank implemented an additional access authentication feature that may, from time to time, prompt you to answer your security verification question(s) as an additional step to logging on to Online Banking.
2Ocean Bank does not charge a fee for Mobile or Text Banking; however, your wireless carrier may charge you for data usage and text messaging services. Check with your wireless carrier for message and data rate charges. You must be enrolled in Consumer Online Bill Pay Service to pay bills. You must be enrolled in Online Banking to register for Text Banking. Text Banking is available only on U.S. mobile phone numbers. Text Banking available only in English / Text Banking está disponible únicamente en Inglés.
3Account related fees and restrictions may apply. Stop payments on checks and wire transfers are subject to bank processing fees. Please refer to the Schedule of Fees and Service Charges.
4Transaction limitations:
Transfers and/or withdrawals from a Savings account to another account or to a third party by preauthorized, automatic, telephone, computer transfers, check, draft, debit card or similar order are limited to six per monthly statement cycle or each month for savings accounts with a quarterly statement cycle.
     
 
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