Service Notice: Our online banking system is temporarily unavailable. We’re working to restore access as quickly as possible.
For assistance, contact our Customer Service: 305-569-5000 or 1-844-OCEAN4U (1-844-623-2648), International Toll Free 1-828-623-2625. 

This site uses cookies that allow us to collect the information we use for different purposes, including personalizing your experience, enhancing security, and facilitating navigation. Accept

In observance of Independence Day, we will be closed Friday, July 4th. We will resume regular business hours on Monday, July 7th.

Ocean Bank® - Financial Results as of March 31, 2025. Continued Financial Strength Learn more

Find your branch
Call Us: 305-569-5000

FDIC-Insured - Backed by the full faith and credit of the U.S. Government

FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Ocean Bank

Take care of it on the mobile app

Now leaving the Ocean Bank website

 

You're going to a site that isn't owned or controlled by Ocean Bank, and might have different Privacy Policy, cookie control and security standards.

 

Continue

Now leaving the Ocean Bank website

 

You're going to a site that isn't owned or controlled by Ocean Bank, and might have different Privacy Policy, cookie control and security standards.

 

Continue

Now leaving the Ocean Bank website

 

You're going to a site that isn't owned or controlled by Ocean Bank, and might have different Privacy Policy, cookie control and security standards.

 

Continue

Now leaving the Ocean Bank website

 

You're going to a site that isn't owned or controlled by Ocean Bank, and might have different Privacy Policy, cookie control and security standards.

 

Continue

Now leaving the Ocean Bank website

 

You're going to a site that isn't owned or controlled by Ocean Bank, and might have different Privacy Policy, cookie control and security standards.

 

Continue

Now leaving the Ocean Bank website

 

You're going to a site that isn't owned or controlled by Ocean Bank, and might have different Privacy Policy, cookie control and security standards.

 

Continue

THE POWER OF OCEAN

A Florida tradition of serving our community with transparency, dedication and personalized banking solutions since 1982. 

Responsive Campaign

Explore what Ocean can do for you

Achieve your goals with the right loan.

Do more digitally, online, and in person.

Optimize your operation's cash flow.

Everyday Banking

Banking that

revolves around

your world.

Personal Business International

Online & Mobile Banking

Financing

expertise to help

build your vision.

Ocean Contactless Credit Cards

Credit cards

for anything and

everything.

Personal Business International

Commercial Real Estate Lending

Financing

expertise to help

build your vision.

See what you can do

Achieve your goals with the right loan.

Do more digitally, online, and in person.

Optimize your operation's cash flow.

Everyday Banking

Banking that revolves around your world.

Personal Business International

Ocean Contactless Credit Cards

Credit cards for anything and everything

Personal Business International

Commercial Real Estate Lending

Financing expertise to help build your vision

See what you can do

Ocean Bank is the largest independent, state-chartered commercial bank headquartered in Florida

Based on FDIC deposits as of March 31, 2025

Ocean Bank by the numbers

Founded 1982

Branches 24

Total Assets $6.9b

BauerFinancial Rating 5-Star

Our mission is to be the recognized Banking Leader in strength, efficiency and profitability serving businesses and individuals in Florida and international markets.

Learn more about Ocean Bank

Our commitment to the community and our team

Ocean Bank Family

Happy customers

start with happy

employees

Benefits & Perks Career Opportunities

Ocean Bank & The Community

Making sure

Miami stays

Miami

Our commitment

Environmental Protection

The Ocean Bank

commitment to

the ocean

Keeping the ocean clean

Ocean Bank Family

Happy customers start with happy employees

Benefits & Perks Career Opportunities

Ocean Bank & The Community

Making sure Miami stays Miami

Our commitment

Environmental Protection

The Ocean Bank commitment to the ocean

Keeping the ocean clean

Open your account online

Go digital and bank like you’ve never banked before

Open my account now