Service Notice: Our online banking system is temporarily unavailable. We’re working to restore access as quickly as possible.
For assistance, contact our Customer Service: 305-569-5000 or 1-844-OCEAN4U (1-844-623-2648), International Toll Free 1-828-623-2625. 

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In observance of Memorial Day, we will be closed Monday, May 26th. We will resume regular business hours on Tuesday, May 27th.

Ocean Bank - Financial Results as of December 31, 2024. Continued Financial Strength Learn more

Ocean Bank

Personal Loans For Homes, HELOC, Auto & Boat

Personal Loans

Loans for what you love

Financing that brings you
closer to your goals.

 

Choose the right loan and apply online

Lending made easy from start to finish

Apply Easily

We'll let you know what you need to apply so you enjoy a stress-free experience.

Count on Experts

A personal loan expert will help you make the best choice every step of the way.

Stay on Budget

Find repayment terms that fit your budget so you can plan ahead.

Repay Automatically

Auto debit your account or make a payment online and always pay on time.

Loans for your here and now

Fixed and adjustable rate options

Lock in a fixed rate or choose a rate that adjusts with market conditions.

Borrow an amount up to $5 million

Borrow an amount that works with your budget to meet your goals.

10- to 30-year repayment terms

Select the amount of time you want to make monthly payments.

Low rates + $0 closing costs

Rates as low as WSJ Prime Rate for Life with no closing costs.²

$5,000 up to as much as $3 million

Borrow as much cash as you need to pay for what you want.

Easy access for flexible use

Draw as much as you need up to a pre-set amount and use the funds for anything.

New or used

Make the right choice for your needs, or refinance your current loan.

Fixed rates

Lock in a fixed rate so you can plan your monthly payment.

Preserve cash

Borrow up to 95% of the pledged balance in eligible Ocean accounts.

Any purpose

Easy access to unrestricted funds to pay for just about anything.

Fixed rates

Loan payment amount stays the same for the entire term of the loan.

Not sure which loan is right for you?

Manage your loan digitally

Auto debit

Make your loan payment automatically from your Ocean checking account.

Stay current

View your loan balance and payment history in Online and Mobile Banking.

Online payments

Make payments in Online Banking.

An Ocean branch is always nearby

Stop by or schedule a visit