Online Banking System – Scheduled Maintenance Notice
The online banking system is scheduled for maintenance on Saturday, May 16, beginning at 10pm ET. During this maintenance window, access to certain online banking features may be limited.
For additional information, please contact our Customer Service Center at 305‑569‑5000, 1‑844‑OCEAN4U (1‑844‑623‑2648), or International Toll‑Free 1‑828‑623‑2625.

In observance of Memorial Day, we will be closed on Monday, May 25th. We will resume regular business hours on Tuesday, May 26th.
Online and Mobile Banking remain available 24/7 for your convenience.

Ocean Bank® - Financial Results as of March 31, 2026. Continued Financial Strength Learn more

Find your branch Call Us: 305-569-5000
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Commercial Lending

Commercial Lending

Power short-term business objectives and long-term strategies with traditional commercial financing. Access options to elevate working capital during periods of growth and diversification and sustain cash flow during fluctuating sales cycles.

Explore financing solutions to maximize operations today and plan for tomorrow's opportunities.

Meet with an Ocean Financing® expert

Commercial Lending Options  

Term Loans

Fund the acquisition of materials, fixed assets, expansion strategies and other business priorities.

Lines of Credit

Manage your business with working capital that supports efficient operations.

Equipment Financing

Preserve working capital and finance up to 100% of the cost to purchase equipment.

Additional credit solutions by Ocean Financing®

Small Business Loans

Expand your business with a loan designed to fuel your operation and power growth.

Explore options

Commercial Lending

Power short-term business objectives and long-term strategies with traditional commercial financing.

Discover how

Global Trade Financing

Expand into new markets with advice and guidance from Ocean global trade financing experts.

Discover how

Asset-Based Lending

Leverage the value of inventory, equipment and accounts receivable to strengthen cash flow.

Find out how

Real Estate Financing

Access credit solutions that build real estate value and optimize your financial returns.

See what you can do

Loans subject to credit approval.