Notice: Temporary Phone Service Disruption. Our Customer Service Center is currently unable to receive phone calls; however you will be able to retrieve your account balance and transactions thru the automated service by pressing 1. We apologize for the inconvenience and appreciate your understanding as we work to resolve the issue. For assistance, please reach out to us by email to: customerservice@oceanbank.com.

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In observance of Columbus Day, we will be closed Monday, October 13th. We will resume regular business hours on Tuesday, October 14th.

Ocean Bank® - Financial Results as of June 30, 2025. Continued Financial Strength Learn more

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Commercial Lending

Commercial Lending

Power short-term business objectives and long-term strategies with traditional commercial financing. Access options to elevate working capital during periods of growth and diversification and sustain cash flow during fluctuating sales cycles.

Explore financing solutions to maximize operations today and plan for tomorrow's opportunities.

Meet with an Ocean Financing® expert

Commercial Lending Options  

Term Loans

Fund the acquisition of materials, fixed assets, expansion strategies and other business priorities.

Lines of Credit

Manage your business with working capital that supports efficient operations.

Equipment Financing

Preserve working capital and finance up to 100% of the cost to purchase equipment.

Additional credit solutions by Ocean Financing®

Small Business Loans

Expand your business with a loan designed to fuel your operation and power growth.

Explore options

Commercial Lending

Power short-term business objectives and long-term strategies with traditional commercial financing.

Discover how

Global Trade Financing

Expand into new markets with advice and guidance from Ocean global trade financing experts.

Discover how

Asset-Based Lending

Leverage the value of inventory, equipment and accounts receivable to strengthen cash flow.

Find out how

Real Estate Financing

Access credit solutions that build real estate value and optimize your financial returns.

See what you can do

Loans subject to credit approval.