Service Notice: Our online banking system is temporarily unavailable. We’re working to restore access as quickly as possible.
For assistance, contact our Customer Service: 305-569-5000 or 1-844-OCEAN4U (1-844-623-2648), International Toll Free 1-828-623-2625. 

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In observance of Juneteenth National Independence Day, we will be closed Thursday, June 19th. We will resume regular business hours on Friday, June 20th.

Ocean Bank® - Financial Results as of March 31, 2025. Continued Financial Strength Learn more

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FDIC-Insured - Backed by the full faith and credit of the U.S. Government

FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Ocean Bank

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Personal & Student Checking Accounts

Personal Checking

Checking Made Personal

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Start your digital banking experience with Ocean Personal Checking

 

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Checking accounts with convenient ways to bank

Send money using only an email address or U.S. mobile phone number.1

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Mobile Banking

Bank using your phone or tablet, plus deposit checks in a snap.

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Online Banking

Handle all your banking from anywhere, anytime.

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ATMs

View balances and withdraw cash at Ocean Bank, Allpoint or Publix Presto! ATM locations.

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Personal checking made simple

Our financial products include the options and choices you’ll appreciate as you make the most of life’s opportunities.

Personal Checking

Bank simply with easy ways to avoid fees.

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Personal Checking with Student Advantage

Create good financial habits with no monthly fees for teens and young adults ages 13 to 24.

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Personal Checking with Senior Advantage

Get an account with perks and benefits if you're age 55 and older.

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Personal Relationship Checking

Earn more when you maintain higher balances.

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Personal Money Market

Enjoy the simplicity of a checking account plus earn more interest as your balance grows.

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Need help finding the right account?

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What do you want to do?

Auto Save

Automatically transfer funds from my checking to my savings account.

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Direct Deposit

Get my paycheck deposited directly into my checking or savings account.

Here's how

Credit Score

Get my personal credit score for free.

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An Ocean branch is always nearby

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1Zelle® is available to Ocean Bank personal account holders who are U.S. residents. U.S. checking or savings account required to use Zelle®. Zelle and Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license. 
Mobile network carrier fees may apply. Transactions between enrolled consumers typically occur in minutes and generally do not incur transaction fees.