Service Notice: Our online banking system is temporarily unavailable. We’re working to restore access as quickly as possible.
For assistance, contact our Customer Service: 305-569-5000 or 1-844-OCEAN4U (1-844-623-2648), International Toll Free 1-828-623-2625. 

This site uses cookies that allow us to collect the information we use for different purposes, including personalizing your experience, enhancing security, and facilitating navigation. Accept

In observance of Memorial Day, we will be closed Monday, May 26th. We will resume regular business hours on Tuesday, May 27th.

Ocean Bank - Financial Results as of March 31, 2025. Continued Financial Strength Learn more

Find your branch
Call Us: 305-569-5000

FDIC-Insured - Backed by the full faith and credit of the U.S. Government

FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Ocean Bank

Take care of it on the mobile app

Now leaving the Ocean Bank website

 

You're going to a site that isn't owned or controlled by Ocean Bank, and might have different Privacy Policy, cookie control and security standards.

 

Continue

Now leaving the Ocean Bank website

 

You're going to a site that isn't owned or controlled by Ocean Bank, and might have different Privacy Policy, cookie control and security standards.

 

Continue

Now leaving the Ocean Bank website

 

You're going to a site that isn't owned or controlled by Ocean Bank, and might have different Privacy Policy, cookie control and security standards.

 

Continue

Now leaving the Ocean Bank website

 

You're going to a site that isn't owned or controlled by Ocean Bank, and might have different Privacy Policy, cookie control and security standards.

 

Continue

Now leaving the Ocean Bank website

 

You're going to a site that isn't owned or controlled by Ocean Bank, and might have different Privacy Policy, cookie control and security standards.

 

Continue

Now leaving the Ocean Bank website

 

You're going to a site that isn't owned or controlled by Ocean Bank, and might have different Privacy Policy, cookie control and security standards.

 

Continue

Personal & Student Checking Accounts

Personal Checking

Checking Made Personal

Open now

Start your digital banking experience with Ocean Personal Checking

 

Open now

Checking accounts with convenient ways to bank

Send money using only an email address or U.S. mobile phone number.1

Learn more

Mobile Banking

Bank using your phone or tablet, plus deposit checks in a snap.

Explore how

Online Banking

Handle all your banking from anywhere, anytime.

See what you can do

ATMs

View balances and withdraw cash at Ocean Bank, Allpoint or Publix Presto! ATM locations.

Find out more

Personal checking made simple

Our financial products include the options and choices you’ll appreciate as you make the most of life’s opportunities.

Personal Checking

Bank simply with easy ways to avoid fees.

Open now More details

Personal Checking with Student Advantage

Create good financial habits with no monthly fees for teens and young adults ages 13 to 24.

Open now More details

Personal Checking with Senior Advantage

Get an account with perks and benefits if you're age 55 and older.

Open now More details

Personal Relationship Checking

Earn more when you maintain higher balances.

Open at a branch near you More details

Personal Money Market

Enjoy the simplicity of a checking account plus earn more interest as your balance grows.

Open at a branch near you More details

Need help finding the right account?

Talk with an expert

What do you want to do?

Auto Save

Automatically transfer funds from my checking to my savings account.

Find a savings account

Direct Deposit

Get my paycheck deposited directly into my checking or savings account.

Here's how

Credit Score

Get my personal credit score for free.

Find out more

An Ocean branch is always nearby

Stop by or schedule a visit

Start now