¹Zelle^® is available to Ocean Bank personal account holders who are U.S. residents. U.S. checking or savings account required to use Zelle^®. Zelle and Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license. 
Mobile network carrier fees may apply. Transactions between enrolled consumers typically occur in minutes and generally do not incur transaction fees.

*Cell phone bill must be paid from new checking account. See the schedule of fees for complete details.

**$10,000 Accidental Death and Dismemberment Insurance coverage is provided at no additional charge. Total coverage splits evenly among all authorized signers as indicated on the account opening signature cards. Insurance products are not deposits, not FDIC insured, not insured by any federal government agency, and not guaranteed by the bank.