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For assistance, contact our Customer Service: 305-569-5000 or 1-844-OCEAN4U (1-844-623-2648), International Toll Free 1-828-623-2625. 

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In observance of Labor Day, we will be closed Monday, September 1st. We will resume regular business hours on Tuesday, September 2nd.

Ocean Bank® - Financial Results as of June 30, 2025. Continued Financial Strength Learn more

FinancialWisdom

A stronger future starts
with WiseFinances.

Quick video tips to empower your journey.

A stronger future
starts with
FinancialWisdom.

Quick video tips to
empower your journey

Home Loans & HELOCs

Guidance on home financing

HELOC Loans

Home Equity

Closing Cost Scam

Auto Loans

Tips for buying a car and securing a car loan

Buying A Car

Tips To Save Money When Buying A New Vehicle

Debit & Credit Cards

Tips to manage your debit and credit cards

Debit and Credit Card Alerts Help Keep You Safe And Informed

Reasons Why You Should Use A Credit Card For Online Purchases

Don’t Let Credit Card Interest Cost You Money

Life Events & Everyday Life

Advice for money matters through life's journeys

Household Budget

What is Inflation?

Travel Insurance

Think Twice Before Choosing Rent To Own

Getting Married With a Joint Budget


Building Your Credit Score

Information about credit score

Tips On Raising Your Credit Score

Cybersecurity

Best practices to protect your personal and financial information from online threats

Your Computer Has Malware. What Should You Do?

Password Managers Can Help Keep Your Online Accounts Safe

Fraud Protection & Privacy

Safeguard your identity and financial assets from scams

Social Media Privacy

Smartphone Security Tips

Update Your Account Scam

Protect Important Paper Documents

Protect Yourself From Becoming A Victim Of Gift Card Scams


Starting a Business

Steps to consider for planning the launch of your new business

How To Start An LLC Business

Hiring Your First Employee

How To Obtain A TIN

Managing Risk

Understanding the importance of identifying and mitigating business risk

It's Important To Back Up Your Business Data

Create Policies For Keeping Your Business Data Safe

Risk Management And Your Business

Business Tips

Practical advice for running a successful business

Keys to Small Business Success

Are You Tracking Your Business Inventory?

How to Sustain Your Business Over Time

Business Lending

Key factors to consider before applying for a business loan

How To Leverage Credit For Business Growth

Working Capital Cycle

What is a Healthy Amount of Business Debt?

Marketing Your Business

Guidance to promote your business on the internet and other channels

Business Social Media Policy

Does Your Business Need A Website? The Answer Is Yes.

Use The Internet To Draw People To Your Brick And Mortar Business

Taxes

Fundamentals of business tax reporting and record keeping

Self-Employment Taxes

The Importance of Keeping Good Business Records for Taxes

Cyber Security

Best practices to protect your business from online threats

How Can You Protect Your Business From Costly Ransomware

Train Staff To Protect Mobile Devices Used For Work

Teach Staff How To Keep Business Devices Safe From Cyber Crime

Fraud Prevention

Strategies to identify and prevent fraud that could harm your business

Protect Your Business Against Tax Fraud

Dual Controls Reduce Risk Of Corporate Fraud

Tips To Protect Your Business From Wire Fraud

Guard Your Business From Corporate Account Takeovers

Are You Protecting Your Business Against Internal Fraud?