Ocean Bank will reopen its Orlando Branch on Friday, October 11th.
Our thoughts are with those affected by Hurricane Milton.
Online banking and mobile banking continue to be available. To find the nearest ATM free of charge, click here.

In observance of Columbus Day, we will be closed Monday, October 14th. We will resume regular business hours on Tuesday, October 15th.

Ocean Bank - Financial Results as of June 30, 2024. Continued Financial Strength Learn more

About Us | Ocean Bank

About Ocean Bank

About Ocean Bank

Our Mission & Vision

To be the recognized Banking Leader in strength, efficiency and profitability serving businesses and individuals in Florida and international markets.

To continue a longstanding history of superior service through the genuine exchange of mutual trust, loyalty and respect to help our customers achieve their financial goals.

This vision will be accomplished by offering our customers a choice of products, delivery alternatives and financial insight to meet their lifestyles and banking ambitions.

Financial Strength

Our numbers speak for themselves

$6.4b

Total Assets

$5.6b

Total Deposits

$5.3b

Total Loans

$62.6m

Net Income

YEAR ENDING 2023

$217.7m

Net Interest Income

YEAR ENDING 2023

$647.0m

Tier 1 Capital

5 Years of Consecutive Growth

Starting in 2016 to 2024 Q2, our total assets grew from $3.7 billion to $6.4 billion

Superior “5 Star” is the highest possible rating by BauerFinancial, based on an independent review and analysis of the bank’s financial data 

Ocean Bank Leadership

Board of Directors

  • Agostinho Alfonso Macedo
  • Ernesto de Abreu
  • Javier Macedo Rodríguez
  • Alcides I. Avila
  • Antonio A. González
  • Ricardo A. González
  • Terry Curry
  • Juan del Busto

Senior Management

  • Agostinho Alfonso Macedo
  • Chairman of the Board,
  • President & Chief Executive Officer
  • Eddie Diaz
  • Executive Vice President &
  • Head of Corporate Lending
  • Manuel M. del Cañal
  • Executive Vice President &
  • Head of Wealth Management
  • Pedro Max
  • Executive Vice President &
  • Head of Business Banking & Branches
  • Sam Monti
  • Executive Vice President &
  • Chief Credit Officer
  • Yuni Navarro
  • Executive Vice President &
  • Chief Administrative Officer
  • Vanessa Lugo
  • Executive Vice President &
  • Chief Financial Officer
  • Stan Rubin
  • Executive Vice President &
  • Chief Risk Officer
  • Rogelio Villarreal
  • Executive Vice President &
  • Head of Commercial Lending
  • Barbara Brick
  • Executive Vice President &
  • Director of BSA & Compliance
  • Rodolfo Bucaro
  • Executive Vice President &
  • Chief Information Officer

Press Releases

Recent Ocean Bank News

Ocean Bank Lends $4.5 Million For Shopping Plaza Renovation

Ocean Bank Provides $40 Million To Refinance Shopping Mall

Ocean Bank Provides $17.5 Million For Refinance of Aloft Hotel

Ocean Bank Reports Continued Growth 

Ocean Bank Lends $9.2 Million For Construction of Ultra-Luxury Townhomes

Ocean Bank Lends $80 Million to FLB Hotel, LLC

Ocean Bank Reports Increases in Income, Capital and Assets

Vanessa Lugo Promoted to CFO


Ocean Bank Lends $6.3 Million For Expansion of High-Profile Jewelry Store

Ocean Bank Finances $14.4 Million Hgreg.Com Texas Site Purchase

Ocean Bank Lends $6.4 Million For Construction of Walgreens near Sarasota

Ocean Bank Lends $21 Million For Expansion of Flight Center


Ocean Bank Lends $6.5 Million For Construction of Walgreens in Orlando

Ocean Bank Lends $62.2 Million for Construction of Royal Palm Residences

Ocean Bank Lends $6.5 Million For Class-A Office Building

Ocean Bank Lends $27.8 Million for Construction of Hyatt Place Hotel


Ocean Bank Lends $17.6 Million for Construction of Hilton Home2 Suites

Ocean Bank Provides $10 Million Working Capital Facility

Ocean Bank Lends $17.3 Million For Purchase of The Grove at Winter Park

Lawrence Artman Joins Ocean Bank


Ocean Bank Finances Purchase of 37 Apartments

South Florida Business Journal honors Agostinho Alfonso Macedo with Ultimate CEO Award

Florida Bankers Association Honors Agostinho Alfonso Macedo as Banker of the Year

Ocean Bank Q1 2023 Deposit Grow $231 Million


Ocean Bank Names José Ambert Vice President and Branch Manager in Orlando

Ocean Bank Finances Memory Care Facility In Palm Beach County

Ocean Bank Finances Memory Care Facility

Ocean Bank Receives Statewide Florida Education Award


Ocean Bank 2022 Net Income Grows 20 Percent


Our Community

Investing in people and the community

A Story of Vision A Story of the Power of Ocean

Over the last four decades, in 1982, the founders of Ocean Bank saw an opportunity to better serve our ever-growing diverse business community.

Inspired by the powerful waves, the successful group of entrepreneurs created a new financial institution — Ocean Bank — to address the needs of the diverse business community in Florida.

The fundamental principles of offering exceptional customer service and tailored financial products have earned Ocean Bank its status as a leader in the local banking industry and positioned it as the largest privately-owned commercial bank headquartered in Florida. Since its inception, Ocean Bank has been forging long-lasting relationships that redefine what’s possible, empowering generations to guide each and every customer towards opportunity, financial fortitude and success.

Because that’s the Power of Ocean.

1982

The first Ocean Bank location was a trailer on the corner of NW 42nd Avenue and NW 7th Street in Miami, the site of today’s corporate headquarters.