Ocean BankOcean Bank

Business Rewards Card

Special Intro Offer

APR* Learn more about rates and fees, terms and conditions Download Application

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With the Ocean Bank Business Rewards Preferred Credit Card from Mastercard®, it pays to spend. Whether you’re shopping in your favorite spot or making purchases for your business, earn unlimited points for qualifying net purchases1, and redeem them for cash, brand name products or travel opportunities around your neighborhood or around the world.

Cash Rewards1

Redeem points to your Ocean Bank checking or savings account, or apply a statement credit.

Travel Rewards1

Redeem points to fly, cruise and book your stay at hotels across the world or around town.

Shopping Rewards1

Select from hundreds of electronics, small appliances and luxury brand items or choose from a wide selection of gift cards.

Spend, Discover, Enjoy

Earn ScoreCard Rewards points for every $1 in net qualifying purchases1, and redeem your points for brand name merchandise, restaurant and store gift cards, or direct deposits into your Ocean Bank checking or savings account. You can even apply points toward a statement credit.

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Benefits That Meet
Your Needs

Take advantage of a 4% (or $10, whichever is greater) balance transfer fee2 so you can pay off other credit cards with higher balances.

Request a Balance Transfer

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Zero Liability for
Peace of Mind

Spend with the confidence that comes from knowing you won’t be liable for purchases if your credit card is lost or stolen. You have $0 liability for unauthorized charges.

Benefits from Mastercard®
for Opportunities at a Global Level

Transform the Way You Shop: Purchases made with your card qualify for price match guarantee for up to 60 days from the date of purchase. Plus, you’ll automatically double the manufacturer warranty on most purchased items.


Make Memories Around the World: Always enjoy the best local spots with the Mastercard® Priceless Cities program, which gets you exclusive deals and offers on shopping, dining out, sporting events and more in cities all over the world.


Identity Theft Resolution Services: If you suspect your personal information has been compromised, breathe easy knowing you can count on trusted identity theft resolution services, included with your card.


Global Emergency Assistance: With Mastercard® Global Service, benefit from 24-hour assistance with Lost and Stolen Card Reporting, Emergency Card Replacement, and Emergency Cash Advance from anywhere.


Get the Personal Treatment at Airports: Enjoy 15% savings on Airport Meet and Greet services to personally escort you through the airport on departure, arrival or any connecting flights at over 450 destinations worldwide.


Stay Connected, Coast to Coast: Access over 200,000 hot spots nationwide, on up to 4 devices, with the Boingo Wi-Fi network.


Expert Support: MasterTrip Travel Assistance provides help preparing important travel documents, transferring money in case of an emergency, and more. Plus, count on English-speaking legal expertise when you need it with MasterLegal Referral Service.


Stay Safe on The Road: Benefit from the help of MasterRoad Assist Roadside Service with discounted services from jump-starts to tire changes, anywhere in the continental U.S. Plus, MasterRental insurance provides additional coverage for car rentals.


Worldwide Medical Care: Count on a global referral network of physicians, hospitals and pharmacies so you can stay well while you’re abroad.


Coverage for Trip Cancellations or Interruptions: If you need to cancel your trip, benefit from a reimbursement of incurred cancellation charges, with coverage that starts when you purchase the trip.


Note: Rewards and Benefits may change at any time and without notice. Some benefits have limitations, exclusions, and requirements for coverage. Upon approval if you need assistance with clarifying or using a benefit, please call 1 800 MC-ASSIST. Help is available 24 hours a day.

Learn more about Mastercard® benefits, terms and conditions.

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One-Stop, Online Account Management

Register to easily manage your credit card with convenient, time-saving features:

View account activity
and payment history

Track and analyze
your spending

Download account activity
to QuickBooks®

Register Your Credit Card

Explore additional cards to suit your lifestyle: Personal Secured | Personal Rewards

Powerful Management Tool
For Complete Control

Get comprehensive, 24/7 access to advanced management tools so you can have complete control over your employee Business Rewards Preferred cards - all from an easy-to-use online platform.

Manage Users
easily and quickly
with just a few clicks

Track Spending
and see detailed
transaction history

Generate Reports
to make
bookkeeping easy

Add Administrators
for even
more control


Available to U.S. residents living in Florida. Minimum of 18 years of age. All applicants are subject to certain conditions and approvals. Additional requirements apply to applicants under age 21. Additional Authorized Users must be at least 18 years of age. There is a maximum of 4 individuals per Account, including all Applicants and Authorized Users.

1 Earn points with qualifying net purchases redeemable for cash, travel rewards and shopping perks. A qualified net purchase is a purchase minus returns and/or other related credits. Rewards are redeemable by the company only and not the cardholder.

2 The balance transfer promo APR of 0% is available for new and existing customers, and is valid for the initial eligible balance transfers posting to the account in the first 6 months from account opening date, for a promotional period of 6 billing cycles, starting on the date the first balance transfer posts. After the initial balance transfer, subsequent balance transfers during the first 6 months will be at the 0% promotional rate and will end at the same time as the initial balance transfer. Any other balance transfers posting after the initial 6 months will be at the non-promotional Balance Transfer APR. Customers who have been 30 days or more delinquent in the preceding 12 months from the date the transfer request is processed, do not qualify for this offer. Balance transfers may only be made to the company billing account and require a statement from the account being paid in the name of the customer. A balance transfer fee of $10 or 4% of the amount of each transfer, whichever is greater, will apply. The available credit limit for the new card will be reduced by the total amount of the transfers, including fees. It will take at least 15 days after the account is opened to process any balance transfer payments. During this time, customers may cancel or modify the balance transfer request by contacting their Relationship Manager. Customers may transfer any amount, but the total amount of the balance transfer plus fees and purchases must be less than or equal to their available credit limit. Customers must not transfer any purchases or other charge amounts disputed because they may lose their dispute rights. Customers may not transfer balances from other credit accounts or loans issued by Ocean Bank or its affiliates. Customers must continue to make payments on their transferred accounts until they have confirmed this balance has been received by their creditor.

Offer expires April 30, 2019. Subject to credit approval.

Intuit and QuickBooks are trademarks and service marks of Intuit, Inc., registered in the United States and other countries.

For more information on Mastercard® offers and promotions, including terms and conditions, click here