Ocean BankOcean Bank

Platinum Rewards Card

Special Intro Offer

APR* Learn more about rates and fees, terms and conditionsDownload Application

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With Ocean Bank International Platinum Rewards from Mastercard®, it pays to spend.
Earn points for qualifying net purchases2 to redeem for cash and much more, around your neighborhood or around the world.

Cash Rewards2

Redeem points to your Ocean Bank checking or savings account, or apply a statement credit.

Travel Rewards2

Redeem points to fly, cruise and book your stay at hotels across the world or around town.

Shopping Rewards2

Select from hundreds of electronics, small appliances and luxury brand items or choose from a wide selection of gift cards.

Designed for international customers3 who maintain a minimum qualifying deposit.4
Shop with confidence, earn travel benefits and enjoy card security, all with the International Platinum Rewards Card.



The Perks of Mastercard®
at home or abroad

Explore additional cards to suit your lifestyle: Personal Rewards | Personal Secured | Business Rewards

Peace of Mind,
Built-In

Benefit from the peace of mind that comes from knowing you won’t be liable for purchases if your credit card is lost or stolen. You have $0 liability for unauthorized charges, period.6

No Annual Fee
for First 12 Months5

Now there’s more than the convenience of a credit card and the added perk of earning rewards.2

Drop High Interest Rates

Take advantage of a 2% (or $10 whichever is greater) balance transfer fee1 so you can pay off other credit cards with higher balances.

Request a Balance Transfer

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Extend the Privileges

Issue cards with the same Mastercard® benefits to family members, including those studying in the United States and abroad. Get up to four total cards per account for family members and students at least 15 years of age.

Download Application

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One-Stop, Online Account Management

Register to easily manage your credit card with convenient, time-saving features:

View account activity
and payment history

Track and analyze
your spending

Get the privacy of paperless statements

Register Your Credit Card

Benefits from Mastercard®
for Opportunities at a Global Level

Identity Theft Resolution Services: Even if you suspect your personal information has been compromised, breathe easy knowing you can count on trusted identity theft resolution services, included with your card.


Global Emergency Assistance: With Mastercard® Global Service, benefit from 24-hour assistance with Lost and Stolen Card Reporting, Emergency Card Replacement, and Emergency Cash Advance from anywhere.

Get the Personal Treatment at Airports: Enjoy 15% savings on Airport Meet and Greet services to personally escort you through the airport on departure, arrival or any connecting flights at over 450 destinations worldwide.


Note: Rewards and Benefits may change at any time and without notice. Some benefits have limitations, exclusions, and requirements for coverage. Upon approval if you need assistance with clarifying or using a benefit, please call 1 800 MC-ASSIST. Help is available 24 hours a day.

Learn more about Mastercard® benefits, terms and conditions.

Download Application

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Minimum of 18 years of age. All applicants are subject to certain conditions and approvals. Additional Authorized Users must be at least 15 years of age. There is a maximum of 4 individuals per Account, including all Applicants and Authorized Users. Existing Ocean Bank Platinum Card or Platinum Rewards Card customers are not eligible for this promotion.

1 The balance transfer promo Annual Percentage Rate (APR) of 0% is available for new and existing customers, and is valid for the initial eligible balance transfers posting to the account in the first 12 months from account opening date, for a promotional period of 12 billing cycles, starting on the date the first balance transfer posts. After the initial balance transfer, subsequent balance transfers during the first 12 months will be at the 0% promotional rate and will end at the same time as the initial balance transfer. Any other balance transfers posting after the initial 12 months will be at the non-promotional Balance Transfer APR. Customers who have been 30 days or more delinquent in the preceding 12 months from the date the transfer request is processed, do not qualify for this offer. A balance transfer fee of $10 or 2% of the amount of each transfer, whichever is greater, will apply. The available credit limit for the new card will be reduced by the total amount of the transfers, including fees. It will take at least 15 days after the account is opened to process any balance transfer payments. During this time, customers may cancel or modify the balance transfer request by contacting their Relationship Manager. Customers may transfer any amount, but the total amount of the balance transfer plus fees and purchases must be less than or equal to the available credit limit. Customers must not transfer any purchases or other charge amounts disputed because they may lose their dispute rights. Customers may not transfer balances from other credit accounts or loans issued by Ocean Bank or its affiliates. Customers must continue to make payments on their transferred accounts until they have confirmed this balance transfer has been received by their creditor.

2 Earn points for qualifying net purchases redeemable for cash, travel rewards and shopping perks. A qualifying net purchase is a purchase minus returns and/or other related credits.

3 The applicant must be an Ocean Bank customer who does not reside in and is not a citizen of the United States of America. Some country restrictions may apply. Please contact Ocean Bank for further details at 305-569-5000.

4 A qualifying deposit is an unrestricted and unencumbered consumer deposit at Ocean Bank held only in the name of applicant, the co-applicant or both.

5 $75 annual fee waived for the first 12 months.

6 For additional timing requirements, visit Mastercard® benefits, terms and conditions.

Offer expires April 30, 2020. Subject to credit approval.

For more information on Mastercard® offers and promotions, including terms and conditions, click here