Ocean BankOcean Bank

Platinum Rewards Card

Special Intro Offer

APR* Learn more about rates and fees, terms and conditionsDownload Application

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Make purchases online or in person anywhere Mastercard® is accepted with the Ocean Bank Platinum card. All you need to get started is an Ocean Bank CD for as little as $500.

Explore additional cards to suit your lifestyle: Personal Rewards | International Personal Rewards | Business Rewards

All the Perks of Mastercard®
in Your Wallet

Peace of Mind, Built-In

Benefit from the peace of mind that comes from knowing you won’t be liable for purchases if your credit card is lost or stolen. You have $0 liability for unauthorized charges, period.

Zero Annual Fee

Now there’s less standing in your way, and more benefits to complement your lifestyle.

Drop High Interest Rates

Take advantage of a 2% (or $10 whichever is greater) balance transfer fee1 so you can pay off other credit cards with higher balances.

Request a Balance Transfer

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Expand Your Spending Power

With no declining balance or prepaid limits, use it just like you would any credit card. The only difference is that it’s backed by the value of an Ocean Bank CD.

Establish a Good Credit Standing

Establish your credit while you shop or travel.
Plus, manage your spending and payments to help improve your credit status over time.

Benefits from Mastercard®
for Opportunities on a Global Level

Mastercard® Global Service: Provides worldwide, 24-hour assistance with Lost and Stolen Card Reporting, Emergency Card Replacement, and Emergency Cash Advance.


Mastercard® Airport Concierge: Enjoy a 15% savings on Airport Meet and Greet services. Arrange for a personal, dedicated Meet and Greet agent to escort you through the airport on departure, arrival or any connecting flights at over 450 destinations worldwide 24 hours a day, 7 days a week, 365 days a year.


Identity Theft Resolution: Access a number of Identity Theft Resolution services if you believe you are a victim of identity theft.


Priceless Cities: This is a perks program with exclusive deals and offers for shopping, dining out, sporting events and more in cities all over the world.


Note: Rewards and Benefits may change at any time and without notice. Some benefits have limitations, exclusions, and requirements for coverage. Upon approval if you need assistance with clarifying or using a benefit, please call 1 800 MC-ASSIST. Help is available 24 hours a day.


Learn more about Mastercard® benefits, terms and conditions.

Download Application

Print and return to Ocean Bank

One-Stop, Online Account Management

Register to easily manage your credit card with convenient, time-saving features:

View account activity
and payment history

Track and analyze
your spending

Download account activity
to QuickBooks®

Register Your Credit Card

Minimum of 18 years of age. All applicants are subject to certain conditions and approvals. Additional requirements apply to applicants under age 21. Additional Authorized Users must be at least 15 years of age. There is a maximum of 4 individuals per Account, including all Applicants and Authorized Users. Existing Ocean Bank Platinum Card or Platinum Rewards Card customers are not eligible for this promotion.

1 The balance transfer promotional Annual Percentage Rate (APR) of 0% is available for new and existing customers, and is valid for the initial eligible balance transfers posting to the account in the first 12 months from account opening date, for a promotional period of 12 billing cycles, starting on the date the first balance transfer posts. After the initial balance transfer, subsequent balance transfers during the first 12 months will be at the 0% promotional rate and will end at the same time as the initial balance transfer. Any other balance transfers posting after the initial 12 months will be at the non-promotional Balance Transfer APR. Customers who have been 30 days or more delinquent in the preceding 12 months from the date the transfer request is processed, do not qualify for this offer. A balance transfer fee of $10 or 2% of the amount of each transfer, whichever is greater, will apply. The available credit limit for the new card will be reduced by the total amount of the transfers, including fees. It will take at least 15 days after the account is opened to process any balance transfer payments. During this time, customers may cancel or modify the balance transfer request by contacting their Relationship Manager. Customers may transfer any amount, but the total amount of the balance transfer plus fees and purchases must be less than or equal to the available credit limit. Customers must not transfer any purchases or other charge amounts disputed because they may lose their dispute rights. Customers may not transfer balances from other credit accounts or loans issued by Ocean Bank or its affiliates. Customers must continue to make payments on their transferred accounts until they have confirmed this balance transfer has been received by their creditor.

Offer expires April 30, 2020. Subject to credit approval.

Intuit and QuickBooks are trademarks and service marks of Intuit Inc., registered in the United States and other countries.


For more information on Mastercard®offers and promotions, including terms and conditions, click here