Just use your Ocean Bank debit card wherever Mastercard® is accepted. Points are awarded and vested on the first day of the month following registration. Points can be used anytime within 2 years.

You can earn points on a wide selection of purchases, such as groceries, prescriptions, gas, and dining. Please note that non-purchase transactions such as ATM withdrawals are not eligible for rewards points. 

You can view your points balance in Online Banking or Mobile Banking by selecting Rewards. In addition, you can view and claim personalized rewards offers, set up alerts (such as for expiring points), and track your rewards activity online.

You can redeem points for a wide selection of rewards including cash back to your account, gift cards, event tickets, travel, and more. To explore our rewards catalog, log in to Online Banking or our Mobile App and select Rewards.

You can use your existing points to pay for purchases at participating merchants. Use your Ocean Bank debit card at checkout, and if the “Pay with Points” option appears, select it to cover some or all of your transaction using your points.

No, this program is free for all eligible Ocean Bank customers with a personal or business debit card.

Yes. All debit cards associated with your account automatically earn points together. If your business checking account has multiple debit cards, points earned on those cards can be pooled as well. In addition, you may link accounts with family members who are also enrolled in our rewards program.