Service Notice: Our online banking system is temporarily unavailable. We’re working to restore access as quickly as possible.
For assistance, contact our Customer Service: 305-569-5000 or 1-844-OCEAN4U (1-844-623-2648), International Toll Free 1-828-623-2625.
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In observance of Memorial Day, we will be closed Monday, May 26th. We will resume regular business hours on Tuesday, May 27th.
Ocean Bank - Financial Results as of December 31, 2024. Continued Financial Strength Learn more
Taking steps now to stay on top of your business finances can help you prevent and detect fraud. Unfortunately, employees and others you trust might commit crimes that can hurt your business and impact your bottom line, including stealing cash or inventory, submitting fake invoices or expense reports, or processing fraudulent payroll.
Here are five tips to monitor your accounts, control cash flow and preserve your bottom line:
Enroll your accounts in online and mobile banking and grant user roles for secure account access.
Set up text and email alerts to get notified when there’s activity in your account.
Check account activity regularly and review account statements.
Require dual authentication so more than one person must approve a payment before it’s processed.
Use digital technologies with multi-factor authentication, biometrics like fingerprint or facial recognition and secure passwords.Follow these steps to avoid being skimmed.
Plus, consider Treasury Management services like ACH and Payee Positive Pay for automatic verification of payment details before a transaction is processed, and electronic payroll processing to avoid the risks associated with paper checks.
Click here to learn more about Treasury Management services.