Credit Card Account Management
To activate your Credit Card, call 1-844-829-2323 toll free in the U.S. or call 1-501-588-7412 collect from outside the U.S.
Look for the contactless symbol
Tap your Ocean Bank card on the terminal when ready to pay
Enter your PIN if the merchant asks for it
Your credit card rewards program is scheduled to end October 31st, 2026. To view and redeem credit card rewards visit Score Card Rewards at https://www.scorecardrewards.com
- Sign in to Online Banking or the mobile app
- Select Cards
- Select Statements
- Then select the option "Here" to view and update your statement delivery option
Choose the most convenient way to pay:
- Add your Ocean Bank credit card to your payees in Online Banking Bill Pay
- Sign in to Online Banking or the mobile app > Cards > Select the Card > Pay Balance
- Mail a check to the address on your bill
- Pay by phone by calling 1-844-829-2323
Immediately report your lost or stolen credit card to avoid paying for unauthorized purchases by calling 1-844-829-2323
If you are calling from outside the U.S., find a country-specific toll-free number or call collect 1-501-588-7412
Call 1-844-829-2323
- Visit an Ocean Bank branch to instantly receive a replacement card
Find a branch >
- Call Customer Service at 305-569-5000 or 1-844-OCEAN4U (1-844-623-2648)
Complete an online balance transfer request:
Business Rewards Preferred >
Business Rewards Select >
Platinum Rewards >
Platinum >
International Platinum Rewards >
Open the online application for your card, then select “Credit Limit Increase”
Business Credit Cards >
Personal Credit Cards >
International Credit Cards >
Additional Authorized Users must be at least 15 years of age. There is a maximum of 4 individuals per account.
To add an authorized user, call Customer Service at 305-569-5000 or 1-844-OCEAN4U (1-844-623-2648)
Additional cardholders must be at least 18 years of age. When applying online, include all additional cardholders in the section titled “Company Cardholders”
Use your credit card to withdraw cash at any ATM that is part of the Mastercard network, subject to certain limitations and approvals
Find a Mastercard ATM >
Use the Personal Identification Number (PIN) mailed to you at the time you received your credit card
Use your Ocean Bank credit card anywhere in the world Mastercard is accepted. Foreign transaction fees apply. View details below.
In most instances, we will mail you a new card at least 30 days prior to the expiration date on your card. If you do not receive a replacement card, call Customer Service at 305-569-5000 or 1-844-OCEAN4U (1-844-623-2648)
- Sign in to Online Banking or Mobile Banking
- Select Accounts
- Select Additional Services
- Select Request Forms
- Select Travel Note
Or call Customer Service at 305-569-5000 or 1-844-OCEAN4U (1-844-623-2648)
Now leaving the
Ocean Bank website
Now leaving the
Ocean Bank website